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    • Dear All,   So Sorry we have been extremely busy with my work and family emergencies as my outlaws, who are in their mid and late eighties are very ill and they needed medical attention at hospitals.    Andy - Case plan is simply a sheet issued by the court to confirm who will be attending for the both parties and at what time the people will each arrive -  apparently, attendies from either side may no arrive together at the court due to Covid.   BN - The Court has not confirmed the discontinuance. A Judge at the Court has to agree to the Discontinuance but that has not yet taken place. We have 28 days to submit a stay to this notice.    FTMDave – I have always followed CAG advice since the first day I spotted the site and joined. CAG has helped me on numerous occasions. My wife did not want to drop the Counter Claim so it was essential I support her and try and talk her out of it gently.   The PCN should never have been issued in the first place because my wife’s parking area is on a private piece of land. A company leased that area of land (Call it Area A) from the main owner. The buildings in Area A are sub-let out to various tenants with Parking facilities; of which, the company my wife worked for is one such tenant.    To reach Area A, my wife has to drive through the main car park (Area B) of the main owner.   It is only Area B which Claimants are authorised to police. Area A is NOT under their jurisdiction so they cannot police there. This is still the case to this day and more specifically, this is something which the Claimant is fully aware. There is an agreement between the lessors of Area A and the main owner of Area B and it is written in this agreement. This, the  owner of Area B would instruct the Claimant,  not to police Area A.   After the Claimant issued the PCN to my wife, the solicitors of the Lessors of Area A, issued a cease and desist order to them and notified the solicitors of the owner of Area B wherein they stated clearly that this act was illegal and in breach of the terms of the lease. So, all the Claimant had to do was to cancel the PCN. We have a copy of this letter and so we can substantiate it.   BN + FTMDave – So, there you have it. This is the explanation you wanted. They were told to stop the case and drop it.     But instead, the Claimant pursued the PCN relentlessly even after my wife pleaded with them to stop the matter and cancel the PCN and explained the situation with copies of the cease and desist  letter.    We are following CAG’s advice and to do that properly, we need to notify the Court  where: a.       We will apply to the court to have the Notice of Discontinuance set aside. b.       We will also apply to the court to add an additional case against the Claimants for obtaining data on my wife falsely. c.       We will also apply to the Court to add an additional Defendant to our counter claim – that being the bosses of the Claimant – the owner of Area B   After submission of these applications, along the lines suggested by CAG, we will negotiate a settlement with the Claimants   Any further advice from CAG on (b) and (c) above will be very helpful and very welcome.   Thank you BF    
    • scan up the agreement to PDF  read upload carefully please   easy peasy if you have that   dx  
    • Understood. Maybe as a first step it would be a good idea to write to Amazon and tell them that I would have selected the prepaid hermes drop-off option, like I always do, but I wasn't able to as that option wasn't available for the laptop. Additionally, after Hermes not collecting the item on two consecutive times with the Hermes home pick-up option, I was advised by a customer service assistant to organize the return myself as there is no point in choosing the home pick-up service for the third time. Following his advice and returning the laptop myself being the only available option to send it back to Amazon, I have decided to organize the return myself. I was told that I can use any of the shipping services. To quote I was told: "I could only find the pickup option. So you could arrange your own return using parcel monkey: www.parcelmonkey.com or any similar service. Keep the receipt and send it to: ...url... And we will refund you the postage fees". I didn't get any other instructions and I did what I was told by the assistant to the letter.  What else should I add? Should I mention anything else?   I understand that. I am not afraid of that, I do think that nothing protects them from having to compensate a consumer where they have failed to take reasonable care in performing the contracted service. They have a general duty of care, and they have also failed to provide the service paid for. I really hope that the judge sees it that way too. But maybe Amazon realize the mistake they made and I won't have to sue Hermes. To be honest I think it is disgusting what they do... There is no way to lose a package of 70X40X15. It is way too big. And what are the chances that they lose another package of mine that I send with the laptop at the same time? Obviously someone stole them. What else could have happened? How can they not find the driver who was responsible for the package at the time of moving it from the ParcelShop to the sorting warehouse? And if something happened to the car/driver, it must be logged somewhere. And I would like to see that log (I actually asked them to provide that in my last letter). The whole thing is just unbeliavable.
    • if other details match and this is as a result of say a marriage then yes. CCJ's are not against an address.    
    • Thanks DX and BN.   He did keep saying he’s done loads of parking cases in the past, over the 10 years he’d been doing it, so as you say he’s bound to have come across VCS stuff before isn’t he.   hopefully that’s the case then he just wants to go through it in a bit more detail. Either way you have given me a lot more confidence again now thanks.
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      • 3 replies
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      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
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Hi guys,

Hope you can help me with this please

 

I had a call from assist claim management about ppi claim I gave them some details over the phone

they came back to me after a week asking me to sign a letter of authority because they found 5 accounts eligible for ppi claim.

i signed the LOA for them in may 2018.

 

in September I came back from holiday I found over 10 letters from them

some asking me to sign a questionner and a new LOA AND some of them threatening me with a bailiff or pay à fees of £300 for each account which make a total of £1500.

 

the letters were all sent between 23 July and 10 August I

came back home the 3rd of September

 

a week later I received a letter from a bailiff asking for £375 x 5.

i called them explained to them what happened

they asked me to sign a LOA

I said I’ve already signed one

they told me it was invalid because I added some stuff with pen on them.

i said if it’s invalid why are you threatened me with bailiff and

I decided not to sign anything and do the claim my self.

they send me new LOA AND A QUESTIONNAIRE to sign and they join a letter of T&C and one of the clause clearly saying I have 14 days to cancel.

 

i did sign a new LOA AND THE QUESTIONNAIRE

SEND IT THEN A WEEK LATER

 

I’ve send an email to them to cancel the contract as stated in the T&C.

the next day they send me email rejecting the cancellation because I’ve signed a LOA in may even it’s invalid.

 

Today I received a letter from a bailiff again asking me to pay my debts to ACM.

 

Hope I was clear enough if you want more info please ask me.

 

Can you advise me please

Edited by dx100uk
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Please would you post your story with spacing and punctuation so that we can read it easily and give you the help you need.

 

Thanks

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I've spaced you post for you

and improved the grammar where I can understand it

 

you've not received any letters from bailiffs

you've received letters from a DEBT COLLECTION AGENCY...

 

BIG DIFFERENCE!

 

a DCA has ZERO legal powers

stay off the phone

stop using Email

block and bounce any back to them.

 

to be clear here.

you signed and sent ONE LOA which latterly was declared invalid by the CMC yes?

you have NOT signed nor sent back any others?

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Hi DX100uk,

I forgot one important thing,

I called Assist FM the CMC and asked them about a copy of the first LOA I’ve signed.

they send me a copy by email but they erased what I add with the pen that made this LOA invalid.

 

i quickly emailed them back to say this was a forgery and I will sue them.

this was their answer.

 

Dear xxxxxx

 

I can assure you that there has been no forgery made by our company.

The original LOA was signed, therefore entering you into the contract with us Assist FM.

 

The reason the LOA was invalid was that the lenders would not accept, not ourselves, therefore our contract was still legally binding.

 

A new LOA was needed for the lenders authority to look into your cases further.

 

I can also assure you that we are not harassing you, we have simply sent your cases to our debt collection agency who will chase your debt owed to ourselves.

 

As things stand, I will no longer be discussing your cases with you.

Please consult with DCBL regarding payment of the debt.

 

Assist FM.

 

What do you think about this dose it help.

 

Unfortunately I’ve signed a new LOA and a questionnaire because they join a letter of T&C and after I read it I found a clause clearly saying I can cancel the contract before 14 days without giving a reason.

 

i thought I will get rid of them like this and this contract will invalidate the old contract which is invalid anyway.

 

This was their answer,

 

Dear Xxxxxx

 

Thank you for your email.

 

Unfortunately, as your original contract was signed on 01/05/2018 you are outside of our 14-day cancelation terms.

 

The original cancelation invoices still stand.

 

I have now re-canceled your five cases at a fee of £300.00 = debt due to assist FM £1500.00.

 

I have also reopened your cases with DCBL.

 

Please contact them to make payment of our invoices and their additional fees.

 

Kind regards

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ignore DCBL

they are NOT BAILIFFS in this instance

and are

TOTALLY POWERLESS.

 

stayoff that phone.

 

you signed an original LOA for which named banks? and its exact date please

 

which named bank did they then comeback with another LOA for? and its date

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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you are within 14 days

you can cancel

 

now these 5*£300 fees

how can they charge these if they've found no PPI?

 

urm..so certainty against their no win no fee mantra then.

 

I had all this grief for a neighbour and allay claims

they want 7*£300 fees for whatever and he'd never signed a CONTRACT just one Letter of Authorisation

that was last june

never heard a things again

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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They’re saying they found 5 account all with Lloyd’s bank 1 credit card and 4 loans eligible for ppi claim and for them to get me money they want me to sign a new LOA because the first one was made invalid.

What I did I’ve signed a new one then I’ve cancelled it before 14 days but they refuse to accept it they saying I’m under contract sins I’ve signed the first contract even it’s ivalid.

This can’t be right ?

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They said The reason the LOA was invalid was that the lenders would not accept, but for them it’s valid therefore the contract was still legally binding.

 

A new LOA was needed for the lenders authority to look into my claim cases further

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can we see this letter of authority please

is it an open ended contract that says any/all of your accounts are covered by this ONE authority??

 

scan in up to PDF please

read UPLOAD

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Please find attached a copy of the letter of authority sent to me by email, which i signed on the 01/05/2018 but what they did is, they remove some writing that made this LOA invalid it’s called forgery.

 

Just to clarify that I signed 5 of them all invalid.

docs1.pdf

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its not looking good

you've blindly signed numerous docs without reading the implications of them.

 

more later.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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have you sent any of those forms back bar your initial form 1/05/2018?

 

they came back to me after a week asking me to sign a letter of authority because they found 5 accounts eligible for ppi claim.

 

was this over the phone that they told you about the 5 accounts if not how?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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answer the question please in post 14

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Yes they told me over the phone and send me 5 LOA one for each account but I’ve add some information with the pen before I’ve signed them and this made all the 5 LOA invalid.

And they start chasing me to sign a new ones I did but cancelled it before 14 days

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i'm trying to get to grips with what you did that invalidated them?

expand on that please

 

your cancellation note predates the forms in your scan.

 

those documents in your scan DID you sent those BACK to them?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Oh no! This is a disaster I made a stupid mistake it should be 01/10/18.

 

But I’ve send an email I’ve attached a copy it was sent the 01/10/18 with all the 5 LOA attached hope this enough to cancel the contract

 

What I did is add credit card with the pen and that invalidate the LOA because it should be one account for each loa credit card or loan not both

convert-jpg-to-pdf.net_2018-10-09_01-32-08 2.pdf

2.pdf

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so you didn't send the cancellation notice till 1/10/18

but you uploaded a scan of a note dated 1/9/18 cancelling things..

so when did you write that note to cancel and actually send it?

i hope you are not fabricating things ??

 

what interaction did you have with them between 1/5/18 and 1/10/18 then?

 

did you have nothing to do with at all until your msg 1/10/18 when you actually sent the cancellation and those forms in the scan of post 11?

 

its seems pretty strange to me that you send a cancellation form but also include the forms back to them ...theres no reason to do that if wanted to cancel??

why give them the signed forms?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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I’ve signed and sent the NEW LOA ON THE 20/09/18

then send the cancellation notice by email on the 01/10/18.

The only mistake is the date in written notice

 

I though it clear (date and time)on the screen shot of the email I’ve send you #19.

 

I swear I’m telling you the truth way I fabricat thing what the point.

 

Between 01/5/18 and 01/10/18 everything is in the thread #4

 

I’ve attached the LOA the cancellation notice to make sure they know I’m cancelling the last LOA AND USE THIS AS EVIDENCE.

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there are two LOA's both dated 20/09/2018 and signed by you.

 

one is [what you state] is a forgery returned from AFM whereby your extra added text of credit card has been removed.

 

there is also one dated the same date and signed from you from gareth simpson.

 

time for bed...….

 

the bottom line here appears to be you gave authority for ONE account to be investigated, you signed it giving them authority to act.

thus they could possibly be owed £300, however this claim has NOT been resolved

and

neither does it give authority to investigate the other 4 accounts

thus neither does it give DCBL under their DCA role any authority to add £75 bailiff enforcement fees to any of them.

 

you also wrote cancelling [under the specific account number AFM's involvement in THAT specific reclaim.

 

pers I think i'd totally ignore them.

totally ignore DCBL too

 

write to each lender under all these claim numbers stating quite clearly that you have cancelled any authority for AFM to act upon your behalf and to delete and desist from making any further communication with regard to any PPI reclaims and to only directly communicate with yourself.

 

time for bed

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Thanks for you help I will do just what you said ignore them.

I know the problem and why you were confused sorry it was me I wasn’t really clear.

1st- the copies of the LOA I’ve send you it’s not all of them I posted just few.

 

2nd, the LOA with the writing on it,I made this just to explain to you why they were made invalid.because i don’t have a copy of this ones

 

3rd, it’s very simple I’ve signed 5 LOA for 5 accounts on the 01/05/18 but they reject them they said invalid

 

4th,I then signed 5 new LOA FOR 5 accounts on the 20/09/18 and then cancelled it by email on the 01/10/18.

 

I don’t know how to thank you you’re just great guys thanks you

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