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Hi

 

I have made a claim against DFS for PPI,

 

in the midst of being unwell and major works taking place at my home,

 

I had misplaced the reply until today whilst clearing up from the building works.

 

I realise that I don't have much time to challenge this response as it was sent in May.

 

Is this worth challenging?

Thanks!

DFS letter.pdf

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What did you send them a speculative letter

Or the proper fos questionnaire??


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Sorry for the delay, I have been caring for a sick relative

 

Sent them the proper fos questionnaire

 

JS

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so when did you take this out prior to 2005??


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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good in a way..

that means that even if DFS had agreed it was mis sold they wouldn't have refunded anyway as retailers were not regulated at that time

so it sort of shows you that that's a std fob off letter they send to everyone without even looking at your specific case, in truth a load of ole bunkum.

 

now retailers might not have been regulated then but the underwriters of the PPI insurance WERE!!

so findout if you can who their underwriters were

and go after them

you can send the same FOS form too!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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