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PPI Percentage applied to 2 Alliance & Leicester loans


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Hello

I am just about to commence a PPI re-claim on an old Alliance & Leicester personal loan.

There appears to be a number of addresses to where the SAR letter should be sent.

Can anyone please confirm which is the best (correct) one to use.

The options I have are:-

 

Customer Services, Santander Consumer,

Santander House,

86 Station Road,

Redhill RH1 1SR.

 

Alliance & Leicester Personal Finance Limited

Building 3 Floor 2

Carlton Park

Narborough

Leicester

LE19 0AL

 

Santander (Abbey, Alliance & Leicester)

Abbey National House

2 Triton Square

Regent's Place

London

NW1 3AN

 

Santander

SAR's team

P.O. Box 1111

Bradford

BD1 9NQ

 

If non of the above are the correct address, I would greatly appreciate info. on where it should be sent.

 

Thanks

James

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See the fca register might be best

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is it possible to determine the PPI premium applied to a loan.

I had 2 personal loans for £3,000 each from Alliance & Leicester.

The first started in mid-1998 and the second taken out in early 1999 which included a PPI element.

I paid 24 monthly re-payments of £143 for first loan … and 24 x £159 for the second.

The re-payments obviously overlapped.

I have no loan documentation … but I do have my bank statements showing all the monthly repayments for both loans.

 

SAR request made … in summary, came back with …. we have no records for you and as you have not supplied any loan reference or documentation … get lost!

 

The second loan definitely included PPI but in trying to pursue a claim I'd like to show that, allowing for any interest rate changes, the higher premium included PPI element.

Does anyone know what a typical PPI percentage was …. in 1999!!

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even if you got that info, A&L would claim it was not them and they were not regulated.

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=Alliance+%26+Leicester+ppi&sa=Search+CAG

 

send the PPI underwriters an sar, they would have been regulated under GISC or API for that time and would be the only ones that might cough up.

 

their [A+L] int rate is pretty much immaterial to a PPI reclaim.

yours sound like a rollover but if loan 1 didn't have PPI, then that's of no consequence either.

 

pers it this situation i'd trust what [if anything ] the underwriters offer you, they are not interested in short changing people anyway.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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