Jump to content


james2222

PPI Percentage applied to 2 Alliance & Leicester loans

style="text-align:center;"> Please note that this topic has not had any new posts for the last 323 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello

I am just about to commence a PPI re-claim on an old Alliance & Leicester personal loan.

There appears to be a number of addresses to where the SAR letter should be sent.

Can anyone please confirm which is the best (correct) one to use.

The options I have are:-

 

Customer Services, Santander Consumer,

Santander House,

86 Station Road,

Redhill RH1 1SR.

 

Alliance & Leicester Personal Finance Limited

Building 3 Floor 2

Carlton Park

Narborough

Leicester

LE19 0AL

 

Santander (Abbey, Alliance & Leicester)

Abbey National House

2 Triton Square

Regent's Place

London

NW1 3AN

 

Santander

SAR's team

P.O. Box 1111

Bradford

BD1 9NQ

 

If non of the above are the correct address, I would greatly appreciate info. on where it should be sent.

 

Thanks

James

Share this post


Link to post
Share on other sites

See the fca register might be best


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Is it possible to determine the PPI premium applied to a loan.

I had 2 personal loans for £3,000 each from Alliance & Leicester.

The first started in mid-1998 and the second taken out in early 1999 which included a PPI element.

I paid 24 monthly re-payments of £143 for first loan … and 24 x £159 for the second.

The re-payments obviously overlapped.

I have no loan documentation … but I do have my bank statements showing all the monthly repayments for both loans.

 

SAR request made … in summary, came back with …. we have no records for you and as you have not supplied any loan reference or documentation … get lost!

 

The second loan definitely included PPI but in trying to pursue a claim I'd like to show that, allowing for any interest rate changes, the higher premium included PPI element.

Does anyone know what a typical PPI percentage was …. in 1999!!

Share this post


Link to post
Share on other sites

even if you got that info, A&L would claim it was not them and they were not regulated.

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=Alliance+%26+Leicester+ppi&sa=Search+CAG

 

send the PPI underwriters an sar, they would have been regulated under GISC or API for that time and would be the only ones that might cough up.

 

their [A+L] int rate is pretty much immaterial to a PPI reclaim.

yours sound like a rollover but if loan 1 didn't have PPI, then that's of no consequence either.

 

pers it this situation i'd trust what [if anything ] the underwriters offer you, they are not interested in short changing people anyway.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...