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Hi

i have received a letter from cabot about an old credit card,

how can i tell if this is statute barred,

 

i dont think i have made a payment since 2010 as i moved abroad,

 

i came back in 2012 but was not in a financial position to make any payments.

 

Please advise thanks

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Simply ring Citi with your account details and request the last payment date.If the last payment was 2010.....

 

Then send Carboot our Statute Barred letter from the Library.

 

Do not converse with them in the meantime.

 

Andy


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thank you, i no longer have the account details,

would they give me this info with just my name and address?

thanks

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ok update, looking through my paper work i received a letter from Cabot about this debt in oct 2012,

i went through the process of asking for a CAA, Notice of assignment.

 

they sent me a letter saying they didnt have it but would provide it within 40 days?

this was in march 2013,

 

i have not heard anything since,

until last week sept 2018,

 

do you think they are testing the water

 

thanks again in advance.

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probably..have you moved since then?

dx


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hi no, same address, heard nothing since march 2013

there are no ccj on my credit report and the account is not showing either,

 

will try and ring citi card tomorrow,

 

not too sure what to say to them though,

 

any ideas please,

 

thanks

Edited by dx100uk
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ask last payment date

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Hi rang citi bank who have no record of any credit cards, they say these were sold to a company called Opus?. I wasn’t aware this was the case should I now call opus? Please advise thank you in advance l x

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yes did they give you a number?

 

citi cards went many ways sadly.

 

was it the canary warf number you rang?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Hiya

I rang 0800 00 55 00 they said threat all personal cards had been transferred to opus they gave me a number but it doesn’t work 0207 872 0464 .

 

I have checked my bank statement cans there are no payments showing they go back to 2011.

 

I was out of the country from Oct 2010 so I know I don’t pay anything and it’s not on my credit file.

 

Shall I send a statute barred letter?

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Yes well done!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you for all you help will let you know the outcome .

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