HPH2UK notice of transfer of old GE Capital debt

[Scouse Paul]

My Wife received a letter from Hoist Financial UK Holdings 2 Ltd concerning an alleged debt that my wife has with GE Capital.

 

I have attached a copy of the letter and there are a few points I would like advice on in terms of how to proceed.

 

1. My wife has got no recollection of the debt in question, although she did say she once had a debt relief order, this order is coming up to 20+ years ago.

 

2. The letter was addressed to her in her maiden name (we have been married for 5 years and in a relationship for 6 years) and in all the time we have been together she has never had any letters from Hoist or Robinson Way who are mentioned in said letter.

 

Should we write to them asking for proof of alleged debt, or should we just ignore the letter as it is likely to be a phishing exercise.

 

Also should we report said companies to the ICO for being in breach of DPA as their information is very out of date as they wrote to her using her maiden name.

 

Many thanks

[dx100uk]

yes its a phishing exercise in a way

but its simply a letter they have to send if they transfer ownership, even within the same group.

 

nothing wrong to complain about .

 

I would suspect she moved address several times/years ago and didn't inform her creditors that's all.

 

if you are happy the debt is statute barred

then send our SB letter from the debt collection section of our library

[Scouse Paul]

Just for clarification,

my wife has been living at the same address since 1998,

 

all that has changed in that time is she changed her name to her now married name in 2013

Edited October 3, 2018 by Scouse Paul
correcting info

[dx100uk]

weird lot then.

probably been dormant for years then until this shuffle around

either ignore or send the SB letter and kill it dead.