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General Debt Question

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Hi,

 

I have around £7,000 in debts, I am getting a lot of letters from different debt collection agencies, one is for £2,700.

 

I got a CCJ due to a debt collection agency taking me to court last year and apparently I was ordered to pay £50 per month. I haven’t paid anything, they have been threatening to enforce that recently.

 

I am on benefits so on a very low income.

 

I was thinking about a DRO, however I wouldn’t meet the criteria as I have over £50 per month leftover, unless there’s any social rules regarding a DRO and bing on benefits.

 

Just wondering what my options are because I can’t afford to pay all the debts, I couldn’t make payment plans with them all.

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Dont put an unnecessary millstone round your neck...

 

List your debts plr

 

OC

Type

Owing

Defaulted date

Outstanding

Who owns it now


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Don’t know all of my debts but my biggest one is £2,700 which was Vodafone now owned by Lowell.

 

Also included is HMRC for a £1,500 benefit overpayment.

 

The CCJ was done by Lowell for a debt of around £900 apparently I was ordered to pay £50 per month for this.

 

Most debts are with DCA’S.

 

Could be more than £7,000.

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Credit file?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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