Moriarty Law and statute barred Utility warehouse debt

[smithyone74]

My partner received a recent demand for an energy bill we calculated from 2011 from Moriarty [Removed]

 

we sent a statute barred letter by signed for (received 03:09)

yesterday we received another letter from them threatening court action,

 

can someone please advise the best course of action to get rid of them Removed ?

Thanks

[dx100uk]

What are moriarty doing with a utils bill???

Who are their client's??

[smithyone74]

Hi, it’s with Utility warehouse

[dx100uk]

retitled and moved to utils forum.

 

then you deal with the OC not some powerless DCA

[AndyOrch]

" yesterday we received another letter from them threatening court action "

 

Is this a LBA (Letter before Action) ?

 

Can you redact and scan it it here ?

 

Andy

[ericsbrother]

If they do decide to take action it will just be another £100+ down the drain. If you want to write to anyone write to UW and tell them this, they have probably given Moriarty's a few quid and told them to try and get some money without caring what they say or do.

[dx100uk]

can we have that as a PDF please so we cam zoom

read upload

[smithyone74]

attached now

Scan 28 Sep 18.pdf

[dx100uk]

name showing.

hidden attachments.

[dx100uk]

so not a LBA

deal directly with UU if you want to resolve this.

pers id be sending UU our SB letter not their muppets.

[smithyone74]

thanks dx, I have just been talking with my partner and it could be slightly less than 6 years, sorry to be frustrating but, would you send a prove it letter to UU?

[dx100uk]

nope pointless letter tennis.

 

so why not look back ay bank accounts and findout

though knowing UU they will claim its the billing date it runs from.

 

I take it this was for an old property?

 

did you send the SB letter to moriarty?

[smithyone74]

yes, for an old property and yes, sent sb to moriarty

[dx100uk]

let it run find that date out.

I would suspect UU know nothing about the moriarty letters and wrote it off months ago

moriarty have only now sent the letters because they know SB is here or very very near and don't want to miss the chance of free money to pay for staff holidays next year or the xmas drinks fund.

[smithyone74]

thanks dx, so she suspects that nothing was paid since 2011 but she may have arranged a payment plan in early 2013 but didnt pay anything, so will look through statements to check for payments, I am presuming they would have to send a default etc before further action?

[dx100uk]

well she wouldn't know would she?

 

credit file time?

[smithyone74]

nothing on credit file

[dx100uk]

urm..points to this already being defaulted more than 6yrs ago so then and under the rules the whole account vanishes.

doesn't mean its SB ...but a darn good pointer though.

 

has she ever checked her file in the last 6yrs?

and is the old address shown under linked addresses?

[smithyone74]

yes old address is linked... so, in your opinion, is it safe to ignore?

[dx100uk]

well the issue here is UU don't 'officially' have her correct address

now it could well be argued that a recorded delivery letter to their wolves, moriarty, meets this need

and could well be argued that it IS relevant if UU were to get a backdoor CCJ using her old address.

but there is the aggro associated with that

 

has she any reliable and trustworthy contact with the owners of the old address?

[smithyone74]

hmmm, no unfortunately, no contact with the old address

[smithyone74]

But I'm thinking if they havent acknowledges the SB...

[dx100uk]

doesn't matter if they do or don't

they could quite easily issue a claim

don't forget on roboclaims no human sees anything.

it gets default stamped.

 

why don't you send UU the SB letter

let them wriggle.

[smithyone74]

thanks dx, will do and thanks for the advice