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welshandproud

Idem claimform - lloyds mastercard

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the last paper work i had from them was in post #56 the copys of the CC statements i forgot that they had sent them aswell

 

they've not replied to the CPR, yes to the CCA but no signed T&C and the wrong address on it


Andy

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I can see them discontinuing this claim

that letter they wrote is almost saying as much ..begging for a settlement.'....as I pointed out before

 

pers i'd be waiting their WS and their exhibits, as this kite they are trying to fly has too many holes in it.

 

look at tbirdo's WS, much better format and points


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Usually the last begging letter before discontinuing


:mad2::-x:jaw::sad:

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Morning..

i've had Idems WS when i got home on friday.. over 80 odd pages covering a few old CC statements from lloyds, statements of payments to idem via stepchange, and copys of letters they sent to me since they bought the debt. 

 

copys of "A" Credit Agreement but still no true signed copy of the Credit Agreement. the copies still have the wrong address from when the ACC was opened.

 

 

 

copys of everything idem sent with their WS, couldn't get them as 1 file.

 

 

Claimant_WS+exhibits.pdf


Andy

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notes of with so far

mr wheat must thus attend..

he states that their WS relies upon his belief and hearsay knowlege of the account.
in deed 

point 8. he says he is advised by lloyds of a DN butno Exhibit evidence of such proof of statement 
point 9. 
...

point 25 ...you have NOT agreed that you entered into an agreement with Loygs
that is not what your defence stated.

exhibits..
page 8 clearly states new customer copy TEMPLATE 
charges are £12 so can't be correct for date of agreementtake out


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Hello there. 
I think the link below will be of a great interest to you. If has everything from the beginning of the claim right up to the court hearing itself, with a detailed explanation of the court Hearing

 hope you find it useful to your own claim

and good luck

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If the address on the recon is not correct, surely this needs to be highlighted aswell, as it cannot be a copy from any original held?

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9 minutes ago, MadScouser said:

If the address on the recon is not correct, surely this needs to be highlighted aswell, as it cannot be a copy from any original held?

 

Correct...it must be the address at the time of inception

 

Andy


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