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CS Pty And Drake chasing an Australian debt

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Hi all ,

I left Australia almost 5 yrs ago very quickly due to a family emergency .

I had a car loan a credit card and possibily personal loan .

I thought at the time I cleared them all .

Now this week the I received a letter from a UK based solicitor acting on behalf of an Australian debt collector asking g me to pay 10 k back .

 

I do not think I even owe this money . I probably do owe something but I can't imagine it's that much .

Citizens advice have told me I can send a letter requesting more information on the debt without actually acknowledging it .

Any advice would be very useful on this matter .

I have a mortgage on my property now and will all this affect my credit rating in the future ?

 

Thanks

Cman

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Plenty of threads on here that are the same as yours. Have a read. And relax.

 

You certainly don't want to be sending any letters. They'll mark you as gullible.

 

Who is the creditor. Who are the sols. How much are they chasing.

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Thanks for your reply I have read some and I can never actually see the outcome .

The creditor is complete credit solutions Pty in Australia and the solicitor here in the UK is Steven drake .

The figure is 10k in auz dollar .

 

That's for the advice I will try find the other threads and have a read

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fesay to ignore them

you don't see resulted threads as nothing happens and people never bother to comeback and update us so.


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What happened with 1 case reported on CAG, was that Stevensdrake issued a UK court claim and then backed out at mediation stage, when they realised it was not that straightforward. Even if they won in court, if the debtor does not have the means to make payments enough to cover costs, it is never worth it.

 

Safe to ignore for now. Always read letters posted to you. If you actually receive a court claim from the courts ( which is doubtful), then make sure you acknowledge to defend the claim. Obtain advice about best way to deal with it. You don't need a Solicitors, who will want to charge you a silly amount, if you can find any interested in foreign debt issues.

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Rent a sols like that, only ever chase debts they think they can gain a judgement by default on. It would cost a fortune and be very complex to chase. Then theres the whole jurisiction issue and you cna pretty much guarantee no rent a sol is experienced and confident in all that


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I note you say they are acting on behalf of an aussie dca. That is not the same as acting on behalf of the creditor so it wont go to court. It would be like suing the passenger in a taxi for causing a crash just because they had hired the cab.

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Hi all ,

Thanks for the replys . Steven drakes have now sent a second letter asking me to make payment or complete and income and expenditure form .

Should I acknowledge or just ignore ?

Thanks

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ignore totally

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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for want of side info.

 

its VERY easy to go BK in AUS for almost if not TOTALLY free all from the UK

 

several have done it here with success..blows them all straight out the water.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Would that affect my credit rating here ?

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ofcourse not!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi all ,

Me again ! Steven Drakes have sent yet another letter threatening legal action

. Do I need to acknowledge this or what is by best course of action .

Im starting to get worried .

Thanks

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Put it with your last one.....and still ignore.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Thank you for your reply andyorch . Will they proceed to court do you think ?

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Responding to pm

You dont need to pay for advice

And you dont need anymore than what you have already been told here

 

Ignore them


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I wish they would come back with more updates on these :classic_blink:

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Hi . I haven't heard any thing since my last post in November.

Are you in the same situation ?

 

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Not yet at the SD stage, still with CC who haven’t emailed for a few weeks after I said I had no means to pay.

Had you spoke to SD or just ignored the letters?

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why are you using email?

block and bounce them back

 

if the worst comes to worst. go BK in AUS it can be done FOC by the internet.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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On ‎19‎/‎03‎/‎2019 at 23:59, JonnyC89 said:

Not yet at the SD stage, still with CC who haven’t emailed for a few weeks after I said I had no means to pay. Had you spoke to SD or just ignored the letters?

I have ignored them 

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Hi all ,

I have had my first letter in months from Drake's telling me what my outstanding balance is in British pounds. .

Is there a reason  they would send this ?

Thanks 

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15 minutes ago, Cman said:

Hi all ,

I have had my first letter in months from Drake's telling me what my outstanding balance is in British pounds. .

Is there a reason  they would send this ?

Thanks 

 

The reason is that they want you to give them money. . .  You know what to do!

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