Leeds Consultancy Services/SSE bill.

[Mousey 66]

Hi,

I received a letter from LSC claiming I owe over a thousand pounds to SSE.

This is from my old address,

 

I moved out 5 years 8 months ago.

It’s the first time I’ve been contacted about this

 

, I wasn’t aware I owed anything and don’t remember if they supplied my energy before I moved out.

 

Do I contact them about this or not?

 

 

Any advice would be appreciated.

Thank you.

Edited September 22, 2018 by dx100uk
Spacing

[dx100uk]

Moved to the utils forum

 

What does your credit file say?

 

If your last payment was more than 6yrs ago

The debt is statute barred

[Mousey 66]

There’s nothing on my credit file about this.

I’ve checked Equifax and Experian.

I’ve no idea if it would be over 6 years ago as I can’t remember owing it.

 

As I said I moved out in Feb 2013 and never had any bills sent to where I live now, until this came.

 

I was on a prepayment meter there for my electricity, but I can’t remember who my supplier was when I moved out.

[dx100uk]

well there cant be any debt then

if its SSE then no harm in ringing them and asking them

they MUST hold data for 6yrs

[Mousey 66]

Should it show on my credit file if there is? So am I best to ignore any letters from LSC?

[dx100uk]

yes if within 6yrs and the address is linked on your credit file?

[Mousey 66]

Yes to both.

 

Well the addresses are linked, not sure about the 6 years part.

 

I’m pretty sure I wasn’t with SSE when I moved out though. So if there was anything owing, and it wouldn’t be over a grand, it would be more than 6 years ago.

[dx100uk]

id do as post 4

 

if its SB'd then send LCS our SB letter from the debt collection section of our library.

they do force entry if they get a warrant from the court, esp as its an old address

but I cant see how they can do that anyway

but to be safe.

 

dx

[Mousey 66]

How will I know if it’s statute barred?? It’s not on my credit file. I’ve had a mortgage and a remortgage Since I moved. I wouldn’t of got them if I owed this money would I?

[dx100uk]

if its not on your file..they wouldn't have known about it ..so didn't=mortgage.

 

I suspect this is SB'd but send the SB letter as advised

cover all bases.

[Mousey 66]

Ok thank you for your advice, I will do.

[ericsbrother]

I would guess that it relates to a time you werent living there so it may be worth asking for details of the debt as you werent a SSE customer and see what they say about that.

 

At least it will force them to go back to the originator who will then have to dig out some genuine accounts that you can then argue about whether this is about being on a pre payment meter or abot any estimates on the bills.

in short, drag this out for another 4 months and it will be definitely past the SB date.

 

Never admit the possibility you owe anything let alone agrreing you do or did.

force them to produce their evidence and deny it all if there is any doubt about even a smidgeon of it.

fail to agree and say you will take it to the ombudsman if necessary to eke out the last 3-6 weeks

[Mousey 66]

So even if I contact them now it’s will still be SBd next year?

I wasn’t sure whether to wait and see if another letter comes first?

[dx100uk]

contact like this is a legal right doesn't reset anything

[ericsbrother]

as long as you dont start off by saying you agree you owe anything.

As posted above, you kick off by denying ever being a customer and let them dig out what they have on you and show you that first.

 

then take your time arguing about anything else, never give them deadlines or even hint that you want it by a certain time.

Once you have denied being a customer let them do their bit in their own time.

 

as they are always rubbish at sending out stuff in a timely manner it will all be dead by the time they have bothered to look at the calendar.

 

also dont go direct to SSE,

try and keep playing chinese whispers as that will take a good week to get any correspndence forwarded.

 

Never use email or phone, if they ask for such things dont respond positively.

If they phone you say in writing only and do not continue the call.