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    • Hey guys,   Update: I have done as Eric suggested, however have had no response yet from courts.   Good news is that I received a letter from CEL last night and it states that the claimant discontinues proceedings for the whole of this claim!    Looks like they got a bit scared of the bill  I will double check with courts today to ensure this is true.    Again, this is 2/2 cases I have won against CEL with CAG help!!!! Thank you to everyone involved and I have one more to fight! 
    • Complete joke, trying to access the Moneyclaim online using the case number and password which is on the court papers and unable due to case number or password wrong. They are 100% same as on paperwork, we accessed to submit AOS now unable to submit defence,     
    • Hello, Some might remember me I put up a post about buying a seat leon,   Anyway it has caused me hell!!   So I had a new dual mass flywheel and clutch fitted by   Formula one auto center    A couple of days later my clutch is slipping and making noises and smells, so I took it back to the garage and they have offered repair it free of charge under Warranty,   I have told them I had trouble getting the car into them for the whole day the first time they fixed it and I need my car,   I have asked them to provide a courtesy car but they refuse to provide it.   Under consumer rights act 2015    Page 23   paragraph 2   (A) do so within a reasonable time and without significant inconvenience to the consumer and,    (B) bear any necessary costs incurred in doing so (including in particular the cost of any labour, materials and postage)   They must cover the cost of this?   Thanks again    
    • images/posts removed . please do not post jpg picture images directly to a post . read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only . that way only logged-in,registered and approved caggers are the only ones that can download and see them . else anyone can see them caggers or not. dx
    • OK, I will do now.   I did look to black out certain things, but I was not sure what I should and should not redact and there was nothing on there that was personal enough for me to be concerned with being made public. So I am happy for all to view, but if you are kind enough to redact what is needed as per the forum rules, that would be amazing.     I was planning on collecting up other court cases they have lost, to refer to as part of my evidence, I'm not sure if this is worth doing or could just confuse matters?   But there seem to be many where the judge has ruled against them because of confusing and not clearly displayed signage, trespass, as well as their charge being £100, which is more than the Bevis case said was reasonable.    A quick search found this article as one example KBT cornwall lose case article.pdf   Lastly, I will go to the site to get updated images, but from google earth, you can see from the pictures the entrance states it is for the hotel parking, which I follwed instructions and gave my details to the hotel. Where I think my car was parked (it was that long ago I'm not exactly sure) there are signs on the opposite wall, but it was 12.30am, pitch black and they could not be seen.           Claimants_WS.pdf
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Hi Guys

Sorry Ive been meaning to get to this but have just not had the time. I am looking for some help on some debts that i have, things are getting out of hand and i feel i can no longer manage them. I was looking at a DMP but one of the other guys on here said to set up a thread before i go down that route. I'll start off by listing the debts i have and with who and then see what you think.

 

Creditors:

Aqua Credit Card: 475 (25 in arrears)

Barclaycard: 450

Capital One card: 450

DRS Ardent Credit: 375

Lending stream: 847

LLoyds Credit Card: 1200

LLoyds Overdraft: 1200

Lowell Financial: 3371

On Stride Financial: 1154 (this is increasing)

Satsuma: 1033 (also increasing)

Sunny: 403

Vanquis: 1100

Mr Lender: 1000

Moneybox: 200

SafetyNet: 750

 

Even typing this out makes me feel worse

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For all the pdl's start a thread in the pdl forum and investigate some irresponsible lending claims

 

As for the others

Are they still with the original creditors or with dca's?

How much

When taken out

Ar

Defaulted date from credit file


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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Oh and i forgot to mention that i have outstanding amounts with First-Utility & Southern water of 750 & 300 respectively.

 

I should really chronicle what first utility did to me, they tried to [problem] me out of 1200 but thats a story for another day

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Creditors:

Aqua Credit Card: 475 (25 in arrears) ---- Credit Card Still active

 

Barclaycard: 450 ------ Credit Card Still Active

 

Capital One card: 450------ Credit Card Still Active

 

 

LLoyds Credit Card: 1200 - ------- Still Active

 

LLoyds Overdraft: 1200 ------ Still Active

 

Vanquis: 1100------- Active Card

Edited by dx100uk
Spacing

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Off the main forum tab top left


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Have you considered a Debt relief order?

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Ive removed all the pdl's from your list

 

Are these others left all still with the OC's


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Have you considered a Debt relief order?

 

Why does he need a millstone around his neck?

 

90% are pdls probably subject to irresponsible lending claims

 

And i bet all bar the OD are the same too


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Yeah these others are all still active with the OC

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owned and active

 

pers id be writing to each of those left in the list above

 

there is a pro rata offer letter in the debt collection section of our library.

 

no need for anything else

they should/must HELP you

 

as for the PDL i'd be sending an irresponsible lending claim to each one

the details of wha to do are in the guide on the PDF forum homepage


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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