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    • Exactly, any data processing is automaticvlly illegal  as you say EB in the case of no ICO Registration.
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    • should have stopped payments years ago. get the CCA running.   dx  
    • Hello.   It's been nearly 2 years and I haven't sent the request. To get on-top of this & do this now, I've just had a concerning letter. I've continued to pay a token amount a month and last month missed by a few days by mistake and made the payment. Since then they've been texting me and calling me about it (haven't replied obviously)   As stated in the opening post this was an Aqua debt with 1st Credit & Intrum.   I've just had a letter telling me this has been assigned to Intrum as the legal owner of the debt - is this a fishing letter? Because they already own it as far as I know.   The odd thing was two days before that Intrum sent me a letter offering 80% off if i paid £300...    
    • To summarise I sent a letter of complaint to the surgery and got a reply back which said   'I have asked [removed -dx]  for feedback in regards to the letter and she is unable to recollect the consultation. I am sure you can appreciate a dr can see on average 30 to 40 patients a day and so remembering every consultation is very especially after 2 years.   Copy of consulatation is below with [removed -dx]    (goes to describe the dr notes that day)   From reviewing the above I cannot find fault with the above consultation.   It is unfortunate that your mother was sent to the wrong ward and I apologise for this. I am a little confused as to why when she arrived at the hospital the admisssionss team didn't pick up on this and send her to the correct ward (she was sent to the wrong ward becaue the GP wrote the wrong ward number on the letter and also told us to go to the ward on the letter that she wrote on the envelope, so its the dr's fault for the wrong ward)   Once again I am sorry I am unable to answer all your converns but as mentioned above the time length of time to raise this complaint has made it difficult.     This I find strange because a few months ago my mother had an appoitment with the very same gp and we both waited in reception, over 20 mins passed and I asked the receptinist what is the delay the receptionist told me the dr is busy, i went back and waited.   By this time almost 40 mins had passed and nothing i went back to the receptonist and asked her she checked the pc and discretely told me '[removed -dx]  has refused to see your mother because she made a complaint against her etc'   And the appointment was then moved to another GP who we explained what just happened and he was shocked.   I want to raise a complaint to the GMC for this dr for the mistakes the gp made   Prior to the original post my mother had seen this gp with crackling cough, difficuly breathing, early signs of pneomonia etc but the gp said 'i am not going to give you any medicine' and sent my mother home with mo medication. This was the same thing to do, gp failed and this then lead to the visit as in the original post   I now want to raise a complaint to the GMC on the basis of the earlier justified complaint made against her, Gp's are supposed to be neautral and not take things personal but this gp is being wrong in her actions and   I want to raise this and her mistakes in the orginal post where she said 'go home take paracetamol, there is no pneumonia and only after I objected and insisted the dr use stethoscope to check the lungs and breathing did the GP then tell us it was pneumonia and then she sent us to the wrong hospital ward where we were not seen for over 5 hours and during this time my mothers condition got worse.   A report from Care Quality Commission said the inspection said: “The practice not always provide care in a way that kept patients safe and protected them from avoidable harm. Patients not receive effective care and treatment that met their needs etc'   I need your help to draft a complain letter to the GMC for against this GP Please can you help me thank you          
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I had a CC with RBS in the 2000s.

I requested copies of the alleged agreement several times but to no avail.


Last contact with RBS was in 2010 but confirmed to a DCA in 2014 that I had made several attempts to request copies of any such agreement and confirmed that no such evidence had been provided and for them to stop contacting me which they did.


Then recently I receive a letter from another DCA stating the usual crap.

I informed them any alleged debt is Stat Barred but they have written back stating it isnt stat barred.


They allege the letter in 2014 was an acknowledgement of the debt but I have a copy and it certainly wasn't an acknowledgement of the debt merely confirmation that requests for alleged docs had been made. Anyone else had similar

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never seen them raise a court case whereby a letter was used as Ack'in the debt

stop fretting.



as long as they have your correct address

please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.



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