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    • Hi everyone, I has the pleasure this morning of receiving the attached NTK from "MET Parking Services Ltd" regarding the now infamous Starbucks car park near Stansted Airport. Obviously it is not compliant with Schedule 4 of the Protection of Freedoms Act 2012 as it was sent more than 14 days after the alleged contravention.  I have seen on various other forums that people have been successfully appealing these via POPLA (https://forums.moneysavingexpert.com/discussion/6507793/challanging-parking-ticket-issed-by-med-parking-in-stansted-mcdonalds-starbucks-southgate-park) -- is this worth doing or should I just ignore and keep an eye out for any subsequent letter of claim?   Date of the infringement 02/03/2024 Date on the NTK [this must have been received within 14 days from the 'offence' date] 09/04/2024  Date received 12/04/2024 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No Is there any photographic evidence of the event? Yes Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A - not appealed Who is the parking company? MET Parking Services Where exactly [carpark name and town] (346) Southgate Park, Stansted, CM24 1PY For either option, does it say which appeals body they operate under. BPA/POPLA Thank you in advance for your help. Met Parking Services NTK 09-04-2024.pdf
    • Just wondering if someone can offer some advice. Before I knew about this forum I ended up with a CCJ. I agreed a payment of X per month with the Court and it was agreed and that payment has been kept up to date, except for a period last year from Sep to Dec whereby I was held on suspicion of a crime in Norway (later acquitted I might add) but for 3 months and as such had no way of maintaining the payments each month with no access to be able to make the transfers to these parasitic wasps. When I returned, I paid the 3 months I was behind and have since continued to maintain the payments that was agreed by the Court originally. I have never received any notification or demand from the Court regarding the period I was unable to pay and haven't to date. However, I received this below by email today - not sure how they got my email but perhaps from this original debt as the Original creditor may have passed it on to them. Any thoughts on this please? "The County Court Judgment (CCJ) granted on 11-2018 remains unpaid therefore our client is considering enforcement action. Despite sending you previous reminders, you have failed to engage with us and set up an affordable payment plan for £2444.21 which means our client could instruct us to take further action in the next 14 days. If our client instructs us to apply for a Warrant of Control, a County Court Bailiff could visit you at home to discuss payment of the outstanding balance. Alternatively, our client may instruct us to enforce by way of a Charging Order which will result in the Court securing the outstanding debt against any beneficial interest you hold in a property. This means our client will recover the debt when you come to sell or remortgage your property. Our client may also request an Attachment of Earnings which will result in the Court ordering your employer to deduct payment directly from your wages. In order to avoid this, you must either make a one-off payment of £2444.21 or set up a payment plan with us within 14 days."  
    • Actually you making me go back and double check the Arnold Clark thing rang a bell and the trust took all the payments off my wages. 2 months £111 & 2 months at £115. Im fairly sure that means its paid off?
    • nothing to be scared about at sll... what are you scared over ... lets get that out the window then p'haps we can be given some logical answers as this is all mad. who is the owner on the cars v5c document?..have you got a copy of it? when someone get's a pcn, it will go to the registered keeper of the car, (as whomever issued the pcn will log a reg number, then ask the dvla whom is said person on their database for a fee)  if the RK are a lease company, the lease company should inform the pcn sender of the details of the named HIRER.  the pcn issuers then must reset everything and write a new pcn to the stated hirer including a copy of the relevant hire agreement. if the hirer was not the driver, then they should write back to the pcn issuer stating who the driver at the time of the PCN was. the PCN issuer should then reset everything again and sent a new pcn to the named driver. thats how things work by LAW. if someone in one of the stages has messed up then any pcn is void. lets just assume that the nhs trust is the hirer, the nhs trust just cant payt any pcn they get whereby they know the driver was you and then dock it from your wages!! thats THEFT!! any PCN is solely a matter between whomever was the DRIVER and the PCN issuer, NOTHING to do with any hire company who should be transparent. nothing to do with your employer the hiree, they should be transparent.  now if the pcn issurer has written to the DRIVER and they fail to pay a PCN , eventually the registered keeper ONLY could be held responsible. but that doesnt fit any of your PCN's esp this one!! neither should pay anything to anyone not doc your wages nor add admin fees. again something is not right here. dx   nothing to do with    
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Lowell chasing TalkTalk broadband debt / How to dispute further


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Hi everyone, any help would be highly appreciated :)

 

Back in 2010 I arrived in the UK to study, me and my friends rented a flat in Brighton and I signed with TalkTalk for a broadband plan (1Year). The account was under my name and it was paying it from my personal bank account.

 

End of 2011 I finished my studies and went back to my country, but before I do that I contacted Talktalk and told them that I am leaving and that my room mates will be paying from for this plan from now. (Kindly change the account holder to them and hereby I inform you that I am not longer responsible of this) "for sure there is no proof of this as it was a phone call"

 

Time passed then in 2017 April I returned to the UK with my family to start my new job.

Surprisingly I received a letter from Lowell demanding me to pay an outstanding amount of 240GBP for an old account related to TalkTalk.

I ignored the letter as I sincerely forgot that I ever had a TalkTalk account!

 

on the end of 2017 I relocated to the northern side of London the somehow they got my new address

(I am guessing through the bank as I still use my old account since I was a student) and demanded me again for the same thing so I gave them a call and asked what is this about, they then explained that this account still under my name and it has an outstanding amount since Dec 2013.

 

I asked what account was paying for all these payments since 2012 they explained that it was someone's else account (My room mate).

I then explained that I left at the end of Sep 2011 and since then I was away, I have all necessary stamps of exits and entries on my account which validate that I was out of the UK for the past 7 years.

 

They took all these notes from me and were very polite with me, then asked me to wait for a month or too for feedback.

 

Today I received a letter saying that TalkTalk said the following:

  • TalkTalk has advised us that they received change of ownership forms on 09/11/2011; however this could not be completed due to arrears on the account.
  • They state that they received further card payments from a third party, but the name on the account was never changed

 

Lowell then continues the letter saying that I need to pay this and that they will place this account on hold for 30 days for me to review in case they missed anything.

 

Can anyone explain to me what is the best root to take next?

As it is obviously not my responsibly to pay especially that i was not informed that the owner ship change did not happen?

 

Bare in mind that my credit report has a note on it from TalkTalk since 2011 apparently which prevented me from taking any credit plan with any type of business in the UK since i got back and i am not quiet sure about the impact on my credit score after this issue is sorted.

 

Kind Regards

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the payments wee not made by you

and they know that

you did not authorise those payments

they know that

so they don't count as such..

 

the debt is statute barred

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you dx100UK for your quick feedback. It is highly appreciated

 

Your reply is pretty straight forward but may I ask what exactly should I do next? Should I write them a letter with the title "statued Barred" and place in it the definition related shown in your reply?

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Have you written or informed them Of your correct address?

Drop/block all phone and email comms now writing only

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I did not inform them with my new address but they do have it (somehow) probably as I said above through my Bank account details as I updated that once I returned back to the UK

 

Is there any template that I can use to create this response letter to Lowell? Should I be sending it only to Lowell or to TalkTalk too?

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Forget tt

Its been sold on

 

In the debt collection section of our library

There is an statute barred letter

 

Add in a line thats says

 

the payments were not authorised by me

I was not the owner of the account when they were made

there is evidence i closed the account with talk talk directly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what do you mean a note?

default?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

When TalkTalk escalated this issue to Lowell (end of 2013) they raised some sort of notice of the complaint and placed it in my Credit report which is National.

 

On mid of 2017 I went to my bank and asked them on why was I rejected for a finance plan on furniture purchase, their reply was that TalkTalk placed a remark that I have an outstanding payment and that I must sort it out with TalkTalk or one of these financial companies:

 

Experian

Equifax

Callcredit

 

Now that my case is statute barred does it mean that this will force them to remove this off of my credit history?

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But its not sb'd someone paid it

But for the sake of litigation it is..

 

Have you looked at your credit file..

What does it say?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then go get it

noddle

clearscore

Experian

all are free

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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