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    • Okay, just seen this and thought I’d stick a oar in.   If your (old) GP feels that the therapeutic relationship is damaged to the extent that they’re unable to treat you then they’re perfectly within their rights to have a colleague see you. It would appear, in spades, that this is likely the case given the strength of your reaction to a relatively minor occurrence. If that wasn’t / isn’t the case and there was indeed an emergency then the GP concerned did you a favour by not making you wait any longer.    There’s a common misconception that once a patient has left the consultation room that the GP is free to start work on the next patient. If indeed it was an emergency the GP could have well instructed the person to travel directly to a local hospital whilst they call ahead to arrange urgent investigations or treatment which takes time. And please be assured, 40/50 minutes on the telephone to a hospital trying to track down the consultant or ST1 responsible for a particular speciality isn’t uncommon.   By all means ask the PM for an explanation, it’s likely to be very simple. A clear breakdown of therapeutic relationship.  
    • I agree with BN. Do you have anyone to help you like the CAB or welfare rights at the council or a charity? It seems a shame to miss out on money if you're entitled to it.    HB
    • Hi all   I have a court date for speeding and FtF. Court is 140 miles from my home. I have written to the Clerk of the court for transfer to my local court. I haven’t heard back yet after 10 days. Just want to find out if such request can be granted.   Also, I have been asked to go and work abroad for 3 weeks. I finish the posting 3 days after my original court date. Can I ask for adjournment or do I have to reject my job posting?   Every input greatly appreciated.   Thanks all.
    • Hi, I received this reply today to my dated, signed SAR. I also sent a PDF of the SAR to the people manager via e-mail using the internal e-mail system, and it's been acknowledged so they know it's from me. They are clearly messing me around.    "Dear ****   RE: Subject Access Request   Thank you for your letter dated 15 May 2019, regarding your request for data, which we received on 20 May 2019.    As you will be aware the timescale to process GDPR (Data Protection Act 2018) Subject Access Requests is one calendar month from the day after which we receive a request. Any personal data that we may hold on you will be sent to you within the permitted time frame. However, to note that before we release any data that we may hold we will need to confirm your identity to ensure that you are entitled to receive the data.    If you have any further questions or comments relating to this matter, please contact us on *email address*.    Yours sincerely,  *scanned signature* Name People manager Organisation    
    • Thanks for updating, you should take some further advice on this, Its stressful but a large amount of income fr you is at stake.
  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
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      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
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    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
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      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
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      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
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Ronnie1234

Lowell claimform - old studio cat debt***Claim Discontinued***

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I’ve received a default notice from Lowell for a Studio account.

 

I was paying Studio up until about 9 months ago but went on maternity leave & it went by the by

 

What’s my next step is it cca request?

 

Or something else?

 

Thanks

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When did you take the agreement out?

 

Why are lowlifes sending you a DN?? They're not the creditor, do you mean Studio? Is it correct?

 

However more importantly, how's the baby???


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

HOW DO I START A NEW THREAD?

 

 

 

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Baby is good thank you.

 

Took agreement out ages ago years ago & was paying studio up until 9 months ago approx

 

It says default trying to post pic

 

Please see

 

Scanned & saved to my iCloud after

2018_02_04 20-30-50.pdf

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can we see the full letter please as a PDF

read upload


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I will try tonight to do that

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read upload

officelens!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Has Studio ever defaulted you already on your credit reference files... ?

 

Have you ever received a Notice of Assignment re the sale from Studio to Lowell ?

 

Andy


We could do with some help from you.

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I’m not sure if Studio have defaulted me.

 

No not received a notice of assignment

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look at your credit file./..


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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odd one, a def notice from an assignee!


IMO

:-):rant:

 

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I will do credit file tonight - best place please?

 

Noddle, Experian, Call Credit, they're all free.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

HOW DO I START A NEW THREAD?

 

 

 

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Explain please?

 

just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on


IMO

:-):rant:

 

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just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on

 

But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy

thumb.gif

just seemed a bit unusual as OP said no payments for 9 months.

but, i guess then they didn't decide to default and just sold it on.

as you point, no required notice of assignment prior?


IMO

:-):rant:

 

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So you think just sold on?

 

Had no luck on noodle they say they couldn’t find me?! so will try another

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You need to ensure you give all addresses, and whatever ID they request, be it credit or debit cards.

 

Important you get this info....


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

HOW DO I START A NEW THREAD?

 

 

 

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I did give all info they requested I will check again

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Try experian.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

HOW DO I START A NEW THREAD?

 

 

 

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Will do

I have contacted Noddle but unsure of issue

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Experian say they will have within 5 days. I really don’t understand issue! Though they asked for my bank account number starting with 6 and ending with 3.....but that’s not my account number!

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an old one?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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looks likie you have been confused with someone else.

 

I have a friend whose first name is a common one like Dave and he has a cousin also called Dave and they lived near to each other and their birthdays were less than a month apart.

 

My mate was always getting crap from companies chasing us his miscreant cousin, he even got onto the police databases as being one and the same so sometimes you will run into problems that are not of your making

 

So be very clear about what you expect if you do find they have mixed you up with someone else and dont take a weak apology and a promise at face value, demand proof of correction

Edited by Andyorch
Paras and spacing

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