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Lowell claimform - old studio cat debt***Claim Discontinued***


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I’ve received a default notice from Lowell for a Studio account.

 

I was paying Studio up until about 9 months ago but went on maternity leave & it went by the by

 

What’s my next step is it cca request?

 

Or something else?

 

Thanks

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Yes and the dates the directions you must comply by .... to submit your statement and disclosures

hey you won!!   well done CAG           don't forget to donate to keep us here to help others too.   dx  

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When did you take the agreement out?

 

Why are lowlifes sending you a DN?? They're not the creditor, do you mean Studio? Is it correct?

 

However more importantly, how's the baby???

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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can we see the full letter please as a PDF

read upload

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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read upload

officelens!!

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Has Studio ever defaulted you already on your credit reference files... ?

 

Have you ever received a Notice of Assignment re the sale from Studio to Lowell ?

 

Andy

We could do with some help from you.

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look at your credit file./..

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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I will do credit file tonight - best place please?

 

Noddle, Experian, Call Credit, they're all free.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Explain please?

 

just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on

IMO

:-):rant:

 

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just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on

 

But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy

thumb.gif

just seemed a bit unusual as OP said no payments for 9 months.

but, i guess then they didn't decide to default and just sold it on.

as you point, no required notice of assignment prior?

IMO

:-):rant:

 

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You need to ensure you give all addresses, and whatever ID they request, be it credit or debit cards.

 

Important you get this info....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Experian say they will have within 5 days. I really don’t understand issue! Though they asked for my bank account number starting with 6 and ending with 3.....but that’s not my account number!

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an old one?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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looks likie you have been confused with someone else.

 

I have a friend whose first name is a common one like Dave and he has a cousin also called Dave and they lived near to each other and their birthdays were less than a month apart.

 

My mate was always getting crap from companies chasing us his miscreant cousin, he even got onto the police databases as being one and the same so sometimes you will run into problems that are not of your making

 

So be very clear about what you expect if you do find they have mixed you up with someone else and dont take a weak apology and a promise at face value, demand proof of correction

Edited by Andyorch
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