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Ronnie1234

Lowell claimform - old studio cat debt

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I’ve received a default notice from Lowell for a Studio account.

 

I was paying Studio up until about 9 months ago but went on maternity leave & it went by the by

 

What’s my next step is it cca request?

 

Or something else?

 

Thanks

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When did you take the agreement out?

 

Why are lowlifes sending you a DN?? They're not the creditor, do you mean Studio? Is it correct?

 

However more importantly, how's the baby???

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Has Studio ever defaulted you already on your credit reference files... ?

 

Have you ever received a Notice of Assignment re the sale from Studio to Lowell ?

 

Andy

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Explain please?

 

just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on

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just following bazooka's post #2 about the default notice coming from a dca

afaik usually things are defaulted by a creditor before being sold on

 

But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy

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But not always...hence the need to check the CRAs history to see if the OC did default.

 

Andy

thumb.gif

just seemed a bit unusual as OP said no payments for 9 months.

but, i guess then they didn't decide to default and just sold it on.

as you point, no required notice of assignment prior?

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You need to ensure you give all addresses, and whatever ID they request, be it credit or debit cards.

 

Important you get this info....

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Experian say they will have within 5 days. I really don’t understand issue! Though they asked for my bank account number starting with 6 and ending with 3.....but that’s not my account number!

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looks likie you have been confused with someone else.

 

I have a friend whose first name is a common one like Dave and he has a cousin also called Dave and they lived near to each other and their birthdays were less than a month apart.

 

My mate was always getting crap from companies chasing us his miscreant cousin, he even got onto the police databases as being one and the same so sometimes you will run into problems that are not of your making

 

So be very clear about what you expect if you do find they have mixed you up with someone else and dont take a weak apology and a promise at face value, demand proof of correction

Edited by Andyorch
Paras and spacing

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