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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
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sjh2156

Been offer new job but not sure of what to do

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Hi Everyone

I apologise in advance if this seems like a silly question, but I need some advice/opinion as I have been out of the job seeking market for some time.

 

Basically I have worked for the same company for over 20 years, but due to a takeover and potential relocation of the offices I have been looking for a new job. I have been offered a new job with a local company, they have sent me a a official offer letter detailing just the job title, annual salary and proposed start date. The offer expires in a couple of days and I am not sure what to do in terms of the job employment process. I really want to know more about the terms and conditions of the job like holidays, benefits, etc, but I guess that will be in the contract.

 

My question is, if I say yes to the job offer letter, am I legally bound to them if I change my mind a few days later, what I am trying to work out is at what point is no return, because I am guessing that until I get a contract from and sign it, I cannot hand in my notice with my current employer.

 

Hope that makes some sense.

 

Thanks

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If you accept the offer then you have made a legally bonding contract with them.

 

Make a list of what you want to ask and email them and ask. "Thank you for the offer letter. Could you let me know..... . "

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As far as I know you can walk away from most jobs without being sued for breach of contract.

Differently if they assign you a project and you walk away half way through it, they could ask for damages.

In your case you haven't started yet, so if you say yes, work 2 days and walk away, the worst they would do is not paying you for the 2 days.

Better ask for t&c of employment before you start as suggested above.

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As far as I know you can walk away from most jobs without being sued for breach of contract.

Differently if they assign you a project and you walk away half way through it, they could ask for damages.

In your case you haven't started yet, so if you say yes, work 2 days and walk away, the worst they would do is not paying you for the 2 days.

Better ask for t&c of employment before you start as suggested above.

 

what????????????


:mad2::-x:jaw::sad:

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As far as I know you can walk away from most jobs without being sued for breach of contract.

Differently if they assign you a project and you walk away half way through it, they could ask for damages.

In your case you haven't started yet, so if you say yes, work 2 days and walk away, the worst they would do is not paying you for the 2 days.

Better ask for t&c of employment before you start as suggested above.

 

Very strange advice there.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It is a bit strange to say I could just walk away from the contract at anytime, surely the whole point of a contract is make you responsible for your employment, if that was the case I could just walk away from my current employer, but I already know I have to give a months notice.

 

The advice of asking more questions and terms & conditions is a good one, I do not want to mess around a potential new employer, but also would like more information before I agree to join them. My thoughts was that even if I accept the job offer, I could still back out up and until I signed a contract, is that not right?

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They've given you a written offer, when you accept it the contract is made. Whatever documents they give later may add extra detail but apply whether you sign them or not as the contract is already in force. So ask for more details now, before accepting anything. No decent employer should mind you asking the questions you want to ask.

 

This question gets asked a lot on some other forums and there's a difference between the law and what's likely to happen in practice. Once you accept this offer you are contractually bound in law, even if you haven't started the job, so if you didn't show up to start work or changed your mind you would, strictly speaking, be in breach of contract. The employer could sue you for their losses (costs) in replacing you.

 

But in practice it's almost unknown for an employer to sue anyone in those circumstances, and for most jobs the additional costs to them of replacing you would be very small. It just isn't worth an employers time to sue people who change their mind after accepting a job and even if they did they'd usually be awarded very little.

 

The bigger risk is that you get a reputation as unreliable and that might have a bigger impact on you. You could be really unlucky when you apply for another job and find their HR person knows the HR person at the company you walked away from!

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That is what I thought, all I want is more detail on the terms and conditions of employment in writing, nothing too complex I hope. I will contact them thanking them for the offer and asking those questions, no doubt they will have a standard set of terms they could send me. I will just be honest and upfront with them as I want to start the new job on good terms and clear understanding of what to expect. Thanks

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Very strange advice there.

 

Not unusual for people to not show up on their first day.

Also not unusual for people to walk away after a couple of days, after they don't like the job.

When I worked in construction this happened on a daily basis and never anyone mentioned breach of contract, court for losses or similar.

The only thing that could happen to someone who doesn't show up after having accepted the job is that they would not have another chance with that company in future.

It's also extremely unlikely for an hr person to know another hr person from another company and talk about a particular case of no show.

As said this happens everyday.

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Hi Everyone

I apologise in advance if this seems like a silly question, but I need some advice/opinion as I have been out of the job seeking market for some time.

 

Basically I have worked for the same company for over 20 years, but due to a takeover and potential relocation of the offices I have been looking for a new job. I have been offered a new job with a local company, they have sent me a a official offer letter detailing just the job title, annual salary and proposed start date. The offer expires in a couple of days and I am not sure what to do in terms of the job employment process. I really want to know more about the terms and conditions of the job like holidays, benefits, etc, but I guess that will be in the contract.

 

My question is, if I say yes to the job offer letter, am I legally bound to them if I change my mind a few days later, what I am trying to work out is at what point is no return, because I am guessing that until I get a contract from and sign it, I cannot hand in my notice with my current employer.

 

Hope that makes some sense.

 

Thanks

 

Look at it another way, what would your response be if you both signed a contract then turn up on your first day only for them to say "so sorry we have changed our minds" ?

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that happens all the time, the law of employment contracts are very one sided. Whe you start a job you are only obliged to give a weeks notice and the same goes for the employer (unless you agree to a different notice period inwhich case you have to stick to it but the employer doesnt). Now the contract basically offers you money in exchange for work so that limits any claim form either side as for losses should either of the parties then break that contract. In your case, it you said yes, I will start on the 1st oct and tehn decide you dont want to work for them you wont have actualy crystallised that contract, eevn though you both agreed to a start date. they wont have to apy you and you wont have to start. hey cat sue you for their losses because that is limited to actual work one and any other cost would have bee there regardless of whether you changed your mind or not so if an employer says you were due to start next week but you decided against doing so and we are going to sue you for a breach of contract they cant show any loss so they will lose the claim. liekwise, if they decided they didnt want you the day before you were due to start you wont have actually engaged in work so they dont have to pay you.

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