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Cabot and a 90% discount offer

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Yesterday I got a letter from Cabot offering me a 90% discount on an account I had with them.


History - it was sold to Cabot about 2 years ago and I sent a S78 request - they replied saying they were trying to source the agreement and would keep me informed. I heard nothing until yesterday.


So they also called me and at first I declined to comment however curiosity got the better of me and I called back.


I was asked if i wanted to make an arrangement so I pointed out they had failed to send any documentation and I had been waiting 2 years


End result- account closed - call recorded . It was SB in any event but a line can now be drawn under it- the last thing I need is another claim, doesn't matter how solid my defence is- it would just be a pain in the backside.

Any opinion I give is from personal experience .

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