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    • We have spoken to DVLA and been told to write a letter with the details. Even though there is no address available it will be on record that she is no longer the keeper and that will be backdated to the time of sale.   I'm sorry I haven't addressed your questions. It's a Mini 07 registration 70,000 miles, service history, well maintained, bodywork perfect, 2 former owners MOT  December and recently serviced. Price £1900. As far as we are aware there were no other issues apart from the small oil leak - they are claiming there is oil all over their drive but there has never been any oil on our drive. (My daughter did suggest that they might not have screwed the oil cap on properly). In fact a local garage looked at it the day before the sale and their description of the leak was 'slightly damp'. It was advertised on Gumtree and Facebook Marketplace. The advertised price was £2250. There was no smell of burning oil when they test drove, nor had there been any such smell or fumes.
    • To answer the question, no, unless they do it illegally. 
    • the differences between brexiter bull-fantasy and Remain Reality begins to bite   add in: Just a year ago she was saying in the express that Brexit would stop the EU 'stealing' our stocks 'on OUR terms', without mentioning:   * the vast majority of our catches are sold to the EU (which she should know as a fish auctioneer profiting from others work) * the effects tariffs would have * The vast majority of the fish we eat is imported * The United Nations stocks agreement * The migratory nature of the fish (sic) * Irish and Scot fishing/territorial waters if they become independent   and of course she's out of one of her income streams LOL .. but I assume her fish auction company can still auction UK catches to the EU without change ... for now   You can understand how terms like 'mummery' came into use can't you?
    • Thank you for your responses. In terms of the vehicle, it is a 2010 volkswagen crafter which I purchased for £2500. It has 160,000 miles on the clock. But for its last MOT had 260,000 miles on the clock.  The reason I didnt check these bits and Bob's is due to the fact I have only bought new previous to this and being young I guess I was naive and trusting to a certain extent or should we say inexperienced in used vehicles.   He has several Van's listed and several more at his address also. I have his address yes, I'm unsure on ownership of said property.   I have pictures of all conversations between ourselves, I also now have written confirmation from a garage in regards to the forged service history I am awaiting a call off 2 others as I type this. I am now losing an extreme amount of money per day due to not being able to work or get the money back and this is seriously affecting my health already.   Apologies if i have missed anything out there I've tried to answer as best I can.
    • Have you been in contact with the Council's Housing and Homeless Team? Also have you had a proper benefit assessment.
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bowcreek

CCJs paid in full - Pre Employment check

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Dear members, I received 3 x CCJs last year to do with Private parking firms but every time came across them well on time with help of my credit score agency and decided to pay up in full within 1 month of judgement date.

 

 

Just checked for any judgements for peace of mind by paying up for a report via https://www.rtlproduction.com/search.aspx and report says "Nothing Registered"

 

 

Question is - I've been offered a job which needs an external company to carry on pre employment checks and one of the questions on the form is

 

 

"Have you ever had civil proceedings taken against you by creditors e.g CCJ or IVA?, if yes please provide details."

 

 

What is the right thing to do? Should I say No based on report I just ran? Or should I say yes and put a note explaining why did I get it (all comms sent to wrong address and claimant won by default) and that its all paid up in full?

 

 

How do these agency check such record?

 

 

thanks

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If all paid up within the 28 dys, no judgment registered, so nothing for them to see.


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Just tell them no. Nothing will appear on any record because nothing is entered until 28 days after the CCJ is granted.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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It is a shame you didn't challenge the CCJs rather than just pay them.

However whichever strategy you followed, strictly speaking civil proceedings have been taken against you. I don't know if there is a way to find out whether you have been taken to Court for a debt perhaps by checking Court records at the time of the hearing. The problem is that if you say no and it later transpires that records are found you could be in far more serious trouble than admitting what happened and how you resolved them.

I understand the predicament you are in and the fact that nothing is showing on the CCJ register. However by saying no, which is untrue, you could miss out on this job.

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Doesnt matter if proceeding were taken. Nothing is on the register so the CCJ doesnt exist. Payment within 28 days wipes it.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Not sure they understand what they are asking..

An iva is not civil proceedings.

 

Type out the question verbatum please


..

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Not sure they understand what they are asking..

An iva is not civil proceedings.

 

Type out the question verbatum please

 

I copied and pasted the question from the form as is.

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It is a shame you didn't challenge the CCJs rather than just pay them.

However whichever strategy you followed, strictly speaking civil proceedings have been taken against you. I don't know if there is a way to find out whether you have been taken to Court for a debt perhaps by checking Court records at the time of the hearing. The problem is that if you say no and it later transpires that records are found you could be in far more serious trouble than admitting what happened and how you resolved them.

I understand the predicament you are in and the fact that nothing is showing on the CCJ register. However by saying no, which is untrue, you could miss out on this job.

 

No hearing or anything happened. All 3 were judgements by default because claims were sent to old address where vehicle was left registered unfortunately. I figured out each time via my credit file alerts.

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I appear to be in the minority here. If you are not going to admit it bear in mind a couple of things. Even though you say there was no hearing because you weren't there, each case was heard in Court as they didn't know you weren't going to be there. So there will be a record at that Court with the name of the parking company and your name on that date. Also in the future what would you do if in a position of authority you had to make a decision about an employee who had lied on their application.

 

You could try ringing one of these vetting type on companies and ask if they could trace someone who had paid off a ccj within a month .[You might have to make up some story that your company is looking for that kind of service as financial probity is very important in your profession and is that the sort of service that they could provide].

 

The other question I have is how did you not manage to prevent the second and third tickets from going to Court. A mail redirect would surely have nipped them in the bud.

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I appear to be in the minority here. If you are not going to admit it bear in mind a couple of things. Even though you say there was no hearing because you weren't there, each case was heard in Court as they didn't know you weren't going to be there. So there will be a record at that Court with the name of the parking company and your name on that date. Also in the future what would you do if in a position of authority you had to make a decision about an employee who had lied on their application.

 

I'll join you in that minority. The question the employer check asks isn't "Have you ever had a CCJ?" it's "Have you ever had civil proceedings taken against you by creditors?" A CCJ is just an example. So is the answer to the question they actually ask 'Yes' or 'No'?

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TBH they wont give a toss about a CCJ from a parking co when you moved house,

it is not about whether you can manage your finances or not which is what they are interested in.

 

If you say no then if they search the register will your name appear?

they cant do a search for names of people were sued whose cases were settled becuase no such list exists.

 

Again, what about if you were taken to court and the judge decided the claimant was an out and out rogue,

that wouldnt appear on the list of claim numbers and names so when they ask about this they are saying FOR EXAMPLE as their list isnt exhaustive and certainly isnt accurate when considering the question.

 

People who sue arent always creditors.

You could be sued for damages caused by your dog biting next doors cat

so a CCJ for that wouldnt need to be nentioned even though you hadnt paid the order

 

So whatever you say wont be wrong or right because it isnt a proper question.

Edited by dx100uk
spacing

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