Jump to content


BankFodder BankFodder

  • Tweets

  • Posts

    • I have a bit of a dilemma my mum paid for a 3 piece to be made, when it turned up  it was the wrong colour so she sent it straight back to the shop this was now 7 years ago, and it has never been resolved, she became ill  and now she has passed it has only come to our attention that no money has been paid back to her or any other resolution made I have tried emailing them and all I got back is they are a reportable company, and they cannot believe that it has not been resolved, then they said they have changed accountants and all there accounts from 2012 are stored away and cannot be accessed, since that email I have tried on numerous occasions to contact them via email but they have not responded  she paid out over £2000 for this and received nothing back where do I stand in trying to get this back now I look forward to your reply thankyou
    • Thought I would put this on here just to help people avoid the situation I have found myself in.   Been on UC for about a year and a half and back in November found a job which pays a measly 14500 per year but of course is still over the UC threshold!  UC despite promising that I would be paid UC in November due to not being paid until the end of November didn't pay up because HMRC notified the DWP before I received my wages, but the main issue is Council Tax benefit which people need to be aware of.   I was advised by both the Council and DWP not to inform them what my income would be because it would fluctuate the first couple of moths due to not starting at the start of November and the fact that I was put on a temporary tax code, so they both felt that they would wait for HMRC to forward the correct figures rather than me "declare a change".  That was my mistake because for the next couple of months I still received an element of Council Tax benefit.   Then a couple of weeks ago the Council on top of three months nil UC award from the DWP asked for my last two payslips and days later I received a Council Tax bill in the region of £145 per month for February and March.  They then requested my latest pay slip and this morning I received a final bill for 2019/20 for which they were taking £363 by direct debit in March.  I can't afford £100 per month Council Tax let alone £363!!  I rang them and put half on a credit card and paid some via debit to bring March's bill down a bit but it will still be a struggle.   My advice is to be totally on top of this with the Council if you go back to work and lose your UC.  If I had fully known I would have paid extra in the months November, December, January so I didn't get walloped for one lump sum in one month but the letters come through thick and fast and aren't the easiest to understand and you could end up to your neck like me!!   To be honest you are "almost" better off on benefits.  "Make Work Pay" the DWP say.  Yeah right!!!
    • So received a big envelope of bumpf from the lovely Lowells today today. Only from one of my 'accounts' the smaller one. Had a copy of assignment letter, a statement and an unsigned copy of credit agreement (signed by them, not me) and paperwork for Tomlin order for the full outstanding amount.    Was halfway through sorting my witness statement 😢🙄
    • we need to prepare Non-guarantor paperwork for you which will cost >>> you >>> £895. This paperwork will act like a guarantor for your loan for >> the >>> whole loan period.  Before we provide this loan to you we need to >> make >>> >>> sure that after you receive this loan we should not lose the money. >> So >>> >>> we have to show to the financial conduct authority that you can pay >>> your >>> repayment on time. >>> >>> So, in this case you are required to pay the Guarantor paperwork > fee >>> of >>> £895 which is just the one-time payment and will be refunded along >>> with >>> your loan amount. Once, you cleared this guarantor fee than we will >> be >>> >>> able to transfer your funds to your bank account within 60 minutes >> of >>> time. >>> >>> Note:- Just because of paperwork your transaction is on hold please >> do >>> >>> this & get your money before 12 today. >>> >>> Regards, >>> Linda Thomson >>> Manager >>> Account & Transfer   what  she has now been told as well as this     Cancellation on this stage of the loan will cost you with 590 pounds >> as >> this amount is been debited from our account,so please do the final >> payment and get the amount sorted for you. >> Your co-operation will be much appreciated.
    • Good. Well done. Now the thing to do is to understand what your losses are if anything. I'm sorry to admit that I don't really understand anything of it that we want to make sure that you don't come out the loser on this. So let's have some of the story. Your car was involved in a non-full accident which apparently wrote it off. It turns out not to be written off at all. What kind of car is it, mileage, model, age – et cetera? On the basis of a write off – the insurance company settled with you for £XXX? The replacement value of the car should be £ZZZ. What are these values, and do you feel that you got the full replacement value? What is the cost of repairing the vehicle now that you know it is not written off? And of course you're dealing with Hastings insurance company who quite frankly I getting a pretty poor reputation around here. If you would find a way to trust pilot and a Google and anywhere else and start putting up the reviews about them and what they are trying to do to you. It's extraordinary that the assessment of its condition was so wrong – and of course in their favour. And it's extraordinary that they "forgot" to let you know about the change in assessment. Well done on picking it up in the first place.  
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 539 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts



I will start a consolidated thread listing all my payday loans due to gambling and the severe nightmare it has caused me including losing my job and nearly my family.


I have downloaded your guide and going to sort all the information I need to post properly this weekend. However I have (after reading your frankly brilliant guide) looked closely into the situation with QuickQuid.


I spiraled from loans of 100 to £1200 with them over 2015,2016 and 2017 whilst also borrowing every month from Wonga, MyJar, Lending Stream. I lost my job in June 2017 and owed them £1200. I defaulted etc and they did actually freeze the interest etc for a period whilst I got back on my feet.


In August last year I got re-employed but on a much lower salary. I set up a payment plan with them for £120.76 per month for 18 months meaning total repayment of 2173.68 for a £1200 loan.


I believe I have a case for irresponsible lending but simply cannot start it till this weekend. My next payment is due to come out on friday.



1) Should I cancel the direct debit or continue paying?

2) If yes to cancelling then should I inform them I have done so and why?


Many thanks


Edited by Andyorch

Share this post

Link to post
Share on other sites

I know I said I wouldn't be able to do this till the weekend but its too addictive (yes I'm clearly an ex gambler!) - Wonga lent me £35,344 over 6 years, QQ £7,800, Lending stream still haven't finished working out. Interest paid just on W and QQ is £6000 alone. And I've found Capital Finance, MicroFinance, Payday UK, Express finance on just the 6 months worth of downloaded statements I've gone through from 2011.

I feel sick.


Please could someone let me know if I should cancel the next QQ payment in light of forthcoming complaint?

Share this post

Link to post
Share on other sites

No...not until you have started your official claim.



We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service


If you want advice on your thread please PM me a link to your thread

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...