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    • As I recall the only thing you tried telling us was based on a quote that you selectively edited by Lord James of Blackheath. You misrepresented it as a statement of fact when it was actually a question which was laughed at by his peers in the House of Lords.  We told you it was garbage, you asked us to prove it and we did.   Remember?
    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
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smalls88

DWP Funeral payment... Any advice?

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Hi,

 

My mum sadly passed away in August in Hospital, aged only 52.

 

I have taken on the responsibility of arranging her funeral.

She left no will nor did she have any assets, at the time of her death she was claiming ESA and living in a hostel.

 

I have filled in the post office form to close her account but I doubt very much that there was much if anything in there as I went to her accommodation after she passed and she had been counting coppers before she was taken to hospital.

 

I have spoken to the DWP bereavement service this morning about help with funeral costs, they told me it is unlikely I will get any help as I have a working sister and mum had 3 siblings too.

 

My sister hasn't spoken to my mum in 10 years after she left to live with our dad at 14, their relationship broke down after mums mental health and alcohol issues rendered her unable to care for my sister.

 

The same goes for mums brother and sisters, they haven't spoken in many years, due to my mums issues and how difficult she was to maintain a relationship with.

 

I have stood by her, supported and helped her as much as possible and remained in regular contact with her, going on days out and spending quality time together, I was with her the whole week leading to her passing and held her hand in her last moments.

 

I am a lone parent, working 18 hours a week, I get a working and child tax credit and housing benefit reduction, so I believe because of that I am eligible to claim for help, I have asked them to send me the form to complete but is there really any point in me doing that now that they have said there are other adults who could pay? They wont!

 

They also told me I would be responsible for any over-payment of benefit mum might of received, but if the way they see it is all close relatives should be responsible for the funeral, why not hold them all responsible for over-payments too?

 

I have not gone all out on her funeral, no cars or masses of flowers or over priced coffin, just a basic graveside humanist ceremony in the same cemetery as her parents, although costs are slightly higher as she is being transported from the south of England to the north of England.

 

Sorry, waffling. So my question is, should I bother applying for funeral expenses or just focus on getting the funds and making an arrangement with the funeral directors?

 

Thank you.

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Sorry for your loss...

 

Its their mother

I cant believe they wont each chip in a few £k to help


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I only have 1 sister who hasnt spoken to our mum in over 10 years, same goes for mums 3 siblings.

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I am sorry about your loss. It looks like the other part of the family probably think good riddance. However don't let this take you down. Do what ever you think is right for your mum. As later on you do not really want to think why didn't I do this ?


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I am sorry about your loss. It looks like the other part of the family probably think good riddance. However don't let this take you down. Do what ever you think is right for your mum. As later on you do not really want to think why didn't I do this ?

 

You are right. Mum didn't really leave any wishes except that she told me she hated the thought of cremation, which i have honoured. all in all though I have kept the costs low, around £3000 so that if i am declined help from the dwp i can make it manageable.

Edited by smalls88
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Please accept our sincere condolences.

 

Useful links...

 

https://www.gov.uk/funeral-payments/eligibility

 

To qualify you must be ......a close relative or close friend of the deceased.....If you get a Funeral Payment, you’ll usually have to pay the government back from any money you get from the person’s estate (If any)

 

In general, individuals who receive (or have partners who receive) Income Support, (income-based) Jobseeker’s Allowance, Pension Credit, Housing Benefit, Council Tax Benefit, some forms of Working Tax Credit, or some higher rates of Child Tax Credit may be eligible to receive a one-off Funeral Payment from the Social Fund. However, these individuals will likely need to be either the spouse or civil partner of the deceased, the parent or guardian of the deceased, or a friend or relative so close to the deceased that it is reasonable that (s)he has accepted the responsibility of organising the funeral.

 

https://www.moneyadviceservice.org.uk/en/articles/help-paying-for-a-funeral

 

http://www.facingbereavement.co.uk/funeralcostassistance.html

 

Andy


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They [DWP] also told me I would be responsible for any over-payment of benefit mum might of received, but if the way they see it is all close relatives should be responsible for the funeral, why not hold them all responsible for over-payments too?

 

It is the estate and its executors that are responsible for any overpayment of benefits along with any other debt. If there are insufficient funds left after paying for the funeral, then they won't get their money back.

 

Should the estate be insolvent, then the best advice I can give is to step away from it lest you are found to be intermeddling.


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It is the estate and its executors that are responsible for any overpayment of benefits along with any other debt. If there are insufficient funds left after paying for the funeral, then they won't get their money back.

 

Should the estate be insolvent, then the best advice I can give is to step away from it lest you are found to be intermeddling.

 

I do hope that no contract has been signed with a funeral services company, without any idea as to how the contract will be paid,

 

If so, the person signing the contract will be responsible for the costs and they must make the funeral company aware that there is a problem with finding money to pay the bill.

 

I would suggest contacting the council closest to where the person died to see what help can be provided.


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Hi

This may be of use to you but it does mean stepping back from arranging any funeral.

 

 

https://www.funeralzone.co.uk/help-resources/arranging-a-funeral/what-is-a-paupers-funeral-public-health-funerals-explained


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You used to get a small flat payment from the govt and any other help was down to YOU being on benefits, not the deceased. Now local authorities cant have bodies clogging up their mortuaries so they often arrange what was called a paupers funeral if they cant find someone to chase up to arrange ( and pay) for one.

Ultimately the deceased pays for their own funeral but that always assumes they have the funds or assets to do so

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