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    • The company is called tutorcare.co.uk. The person that's been harassing me is Marta. A awful company with absolutely no ethics. Surely a few emails from her phone is not acceptable as official notices but they listed that on the claims form from the debt department.
    • there is a mssive difference between the posts, the first  letter on your lot here John is forma  company that was wound up by companieshouse in JAN 2016 so hd no authority to send you anything after this date   The newco wasnt formed then either . they were also IPC members whereas the newco are BPA   So my suggestion is you respond to the address indicated on the new demands (London address) and say simply Dear sirs, your claim relates to a dissolved company that wasnt trading at the time of the supposed cause for action and you have no agency in this matter so Oh flip off and when you get there Oh flip off some more. I'm sure that criminality wont be suffered kindly by the courts if you are stupid enough to continue with this fraud
    • Ok so here we go, amounts are vaguely rounded...I currently have an active contract with 3 that I have had for about 6 years, and have never had a contract with EE:   Name of the Claimant: Lowell Portfolio Ltd   Date of issue: 5th November 2019   Particulars of Claim: The Claim comprises the following Agreements the Defendant entered into: a) EE Limited with reference x and current balance of £100 b) Hutchison 3G UK Ltd with ref x and current balance of £150 c) Hutchison 3G UK Ltd with ref x and current balance of £750   What is the total value of the claim? £1200   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes, but I don't have the letter   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? I moved temporarily to multiple other addresses abroad and in the UK, then returned to the original address.   Did you inform the claimant of your change of address? No I have never spoken to, acknowledged or written to the claimant, but anyway I have kept my current address as my permanent address for most correspondence including for banking and phone contracts. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? 3 (the number) mobile phone accounts (2 by 3 (the company))   When did you enter into the original agreement before or after April 2007 ? After (one I don't believe I ever entered into), all would have been between about 5 and 6 years ago   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? I'm not sure   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. All debt sold to Lowell Portfolio   Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes (but I don't have it)   Did you receive a Default Notice from the original creditor? Not sure, likely yes (I was living abroad during the last 4 years )   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not sure, likely yes   Why did you cease payments? Financial reasons   What was the date of your last payment? Unknown, likely between 5 and 6 years ago   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No    
    • right lets clear some things up. private parking and proof of parking. The y have used ANPR to capture some inages of the vehicle enteringa dn elaving the land but you sound like you are trying to attack this from teh wrong direction regarding proof. they wont drop the matter so you have to dig up the dirt trather than jsut say prove it to them   tell us the hire co was for starters, ther may be peopel who have experiance that can help ypu without saying anything to the parking co at all   name the palces and as you went there I hope that you had read a load of threads here and can supply us with a bettery of images to shwo us what you are on about. If you cnat then you will be going back there again, not only to show us but to appeal the tickets anyway so it wont be a wasted journey. lasty we would like you to try and sneak soem pictures of teh vahicle you hired to show any small differences with the ones in the parking pictures, ie different reg palte makers mark, things stuck to windows, colour of interior of vehicle etc. any small change will help you show that the plates have beeen cloned. YOU have to do the legwork, no-one else is interested until the time someone gets run over.
    • Dont really think that cuts it.. simply the above only covers your set aside reason.   put the you have evidence you informed the original creditor of your current address on xxx ..some xxx months/years before the ccj.   id also drop the embarrass ed defence bit at the end.   what defence are you offering that you dont owe the money? Simply saying the claimant might not have paperwork is immaterial. The ccj trumps that.  
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Parking Pain 108

Parking Eye ANPR PCN Claimform - 10mins overstay - Lido, Ethelbert Ter, Margate **STRUCK OUT**

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Otherwise I could simply say

 

The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all due to the claimants self declared grace period of 10 minutes or more as stated in the claimants own documentation. [included as attachment]

 

["ParkingEye operates a minimum grace period of ten minutes or more on all sites which gives the motorist time to enter a car park, park, and establish whether or not they wish to be bound by the terms and conditions of parking.

A grace period of 10 minutes or more is in place at this site which is fully compliant with clauses 13.2 and 30.2 of BPA code of practice which states ‘If the parking location is one where parking is normally permitted, you must allow the driver a reasonable grace period in addition to the parking event before enforcement action is taken. In such instances the grace period must be a minimum of 10 minutes"]

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OK thanks, I've not dealt with a county court claim before - you say the usual two? you mean these two below? or something else there is no 'usual' for me!

 

 

1) It is admitted that Defendant is the recorded keeper of [motor vehicle].

 

2) It is denied that the Claimant entered into a contract with the Defendant. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the carpark is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. The proper Claimant is the landowner.

 

3) The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all due to the claimants self declared grace period of 10 minutes or more as stated in the claimants own documentation. [included as attachment]

 

["parkingeyeicon operates a minimum grace period of ten minutes or more on all sites which gives the motorist time to enter a car park, park, and establish whether or not they wish to be bound by the terms and conditions of parking.

A grace period of 10 minutes or more is in place at this site which is fully compliant with clauses 13.2 and 30.2 of BPA code of practice which states ‘If the parking location is one where parking is normally permitted, you must allow the driver a reasonable grace period in addition to the parking event before enforcement action is taken. In such instances the grace period must be a minimum of 10 minutes"]

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Better but take out the waffle and repeats and ref to the relevant codes

Thats for later


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OK so then like this?

 

 

1) It is admitted that Defendant is the recorded keeper of [motor vehicle].

 

2) It is denied that the Claimant entered into a contract

 

3) The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all due to the claimants self declared grace period of 10 minutes or more as stated in the claimants own documentation.

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start of 3 'The Particulars of Claim is denied in its entirety' take it out

 

2) It is denied that the Claimant entered into a contract …...should that not read ,,,,it is denied the defendant entered into a contract with the claimant because….

just put a brief reason why.

 

 

in my eyes that perfect now well done!


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Great thanks

I'm not sure on the 2nd clause tho??

you say give a brief reason why

 

.... because the proper Claimant is the landowner.

 

Or

Because the driver was there purely to fix sat nav?

Edited by dx100uk
merge

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Please ready what dx wrote. You put the absolute basics in your defence. Then you elaborate them later on IF and a big IF, the case ever gets that far. The defence you enter on mcol isnt your final defence. Its just the basic one to show you follow procedure.


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no they are not reasons

 

something about the signs is best, saw no obvious signage that restricted a short 10 mins stay to get my bearings


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Do as DX suggests get that defence in now CLOCK IS TICKING. Don't give Parking Eye a nice easy default.


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hang fire 10mins or so

I see EB is around he's going to pop in for you

 

post up what you are going to file by mcol again

 

dx


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1) It is admitted that Defendant is the recorded keeper of [motor vehicle].

 

2) It is denied the defendant entered into a contract with the claimant because there was no obvious signage that restricted a short 10 mins stay (also inadequate lighting in the car park?)

 

3) It is denied that the Claimant is entitled to the relief claimed or any relief at all due to the claimants self declared grace period of 10 minutes or more as stated in the claimants own documentation.

 

Is it good to mention the lack of lighting also?

-also the general state of repair being very poor - missing posts, no lighting, faded bay markings etc

or is the above sufficient?

Edited by Parking Pain 108

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OK how about writing something in english that is short and to the point.

So something like

 

"1. the defendant denies that any moneis are due to the claimant because there was no breach of contract to create a cause for action. The claimants AccreditedTrade Association, the BPA has a MINIMUM grace period of 10 minutes to allow the necessary consideration of the offer of conditions to parkand other actions before any contractual condition can be applied. The defendant was not there for longer than the grace period and no contract was entered into.

2. In any case he defendant does not believe that the claimant has the lawful authority to eneter into contracts withthe public at this site"

 

 

that will cover the points you will make in detail later.

 

get this off NOW. Paper copy to PE. The courts will allow a bit of leeway for late submissions but dont push your luck by leaving it any longer

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OK Thanks ericsbrother - (just need to finish form and scan and email only takes a minute to do)

 

So just to double check you think theres no need to mention the signage or lighting/condition of the car park? Just send the above?

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NO nothing else said that enough times. those for later...

 

file it by MCOL as you did the AOS earlier

just click the defence box copy n paste

you have 20mins [must be done by 4pm TODAY]

 

as for the papercopy to PE

that can be posted tomorrow if needs be


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OK thanks I emailed it to the address someone from the court gave me - ccbcaq@justice.gov.uk - so I presume they know what they're talking about!

Might be confusing to upload at MCOL as well?.

 

I'll post a paper copy to PE as well

 

I'll let you know when I hear anything

 

Thanks for the help

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No file it on mcol

Thats what it is there for


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I know it’s scary to receive court papers but please trust the advice you are being given. Just make sure you post any and all correspondence you receive from PE/court on this thread and follow the advice given.

 

PE are looking for an easy win, they are hoping you’ll roll over and pay. When they discover you are fighting back they will step up the pressure in the hope they can intimidate you into paying..

 

When I filed my defence against PE I receive an onslaught of letters from PE. The purpose of the letters was to intimidate me into paying. When that failed they “generously” offered me a discount and agreed to withdraw the case if I agreed to pay. I didn’t respond to the letters and just waited to hear from the court.

 

MCOL wrote to PE to ask if they intended to proceed with the claim but PE failed to respond to the court. MCOL made the decision that the case would be stayed and if PE wanted to proceed they would have to make an application to the court to have the stay lifted. The cost of this is more than the actual claim so it’s extremely unlikely PE will proceed with this course of action.

 

If you follow the advice you are given it’s extremely likely your case wiwill either be stayed or dismissed.

 

Just a friendly suggestion but if you can please remember to make a donation to the site afterwards as a thank you for all the help you’ve received. That’s what I did anyhow

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upload to MCOL and send a paper copy to PE.

I have made an error in this defence but it will do as you can explain in detail later in your witness statement. You will need to read up on the unfair contracts regs and s62 of the Consumer rights ac

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ok thanks:

yourturntopay: yes thanks for your advice will do regarding the donation

 

dx100uk: I rang the court today they said they received the defence yesterday and it was in time,

 

ericsbrother: ok I'll have a look at those unfair contracts regs and s62 of the Consumer rights ac - what error did you make in the defence?

 

 

 

thanks dx100uk & ericsbrother

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I thought it related to an entry and not to an overstay. It doesnt matter too much as it is about a parking event, not the time you were there so the arguments about grace period are the same

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Hi

I was recently away and when I returned I received a letter from Parking Eye about settling the case through mediation, I was wondering how I should best respond?

Directions Questionaire Small Claims Track 1.jpg

Directions Questionaire Small Claims Track 2.jpg

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you don't

you await your N180 from the COURT

go read like threads

get upto speed

you should be using your 'downtime' between parts of the court process to read as many PPC claimform threads as you can


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Reclaim mis-sold PPI Read Here

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You are welcome to use any of the photos I have of the lido car park. I often pass the car park as is near my place of work. If you need any additional photos of the car park then please let me know.

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Hi youturntopay thanks again

 

I guess this will sound stupid but I just found a letter my wife had tucked away while i was abroad it is the "Notice of allocation to the Small Claims Track" which includes the N180 which is due... tomorrow 8th October. Yes I realise it doesn't look good.

Its asking if I agree to the case going to mediation, if i agree this is appropriate, if i wish to use written evidence of an expert etc

I understood I should not agree to mediation but just read somewhere that the court expects you too?,

 

In any case I'm reading up on it now but thought I should make a post quickly as it needs to go off tomorrow!.

I will try to upload the form now. - I realise I messed up time wise but any advice would be greatly appreciated.

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