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    • This is on a headed letter.   I also have the blown gasket and incorrect screws used.
    • I spoke to customer services and they refuse to deal with it so I am putting I formal complaint in writing.  So what about dcbl? Just ignore or should I write to them with something to keep them at bay?
    • So they had the information before they sent off the defence saying that they didn't have the information. I suppose they will say that this was an invoice and not an inspection. I suggest that you write them a quick note and send them a copy of the invoice – and say that this is a copy of the information which was already provided to them before they file their defence and you will be referring to it during the mediation. Do that straightway by email if you can. Also, have you got anything from the garage which refitted the turbo which states that it had been incorrectly fitted? Also, have we asked you the name of the garage you are suing?
    • Yes they asked me for the invoice of the repair. I sent it to them immediately, and I also said I don't want to have a huge row about it, if you can just pay for the repair (approx £180) I'll leave it there .     I had to chase again after a while of being patient then I was told to contact head office to see if I could have my money.   It was at that point I decided to take action as I was fed up with it, and that they should be helping me not faffing me around. I hope that this decision doesn't come back to haunt me
    • this one is very good upon how to play things during the call   Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON** - Postal and Delivery Services - Consumer Action Group
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

westcot chasing me old Halifax card sold to Idem


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Hi,

 

I had a credit card from the Halifax which after I lost my job,

I was paying £20 per month after discussing a lower payment.

This then went to Blair Oliver Scott and I kept paying.

 

After it went to Idem in May this year I stopped paying as I didn't think they had a right to collect.

 

They hassled me by phone ringing every day sometimes twice a day and I ignored them, partly because I am deaf and couldn't hear my phone.

 

now I have Westcot chasing me.

Can you please give me some advice?

Do I now have to pay Westcot?

Are they likely to take me to court?

Or shall I ignore them as well?

 

I don't know who will pursue me for this next maybe Kentucky Fried Chicken!

Edited by dx100uk
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Wetcloths dont buy debts only chase for their client who is the only one that can do court..the owner of the debt.

 

You should never ever talk on the phone about your debts

A dca is not a bailiff

And have ZERO legal powers

 

When did you take this out?

Ever sent a cca request?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Who will be chasing me Idem?

 

Do I have to start to pay them?

And are they likely to take me to court?

 

Sorry I think I CCA'd Idem and they sent the £1 back.

The card was taken out on 2001

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when did you CCA them?

 

you've been here for +10yrs

you've won several court claims yet you seen to fall down on doing the basics to protect yourself from these fleecers.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I CCA'd Idem in March they sent the postal order back and said that they would get the information I required, pestered me to death and now enter Westcot.

 

Yes you're right I have been intermittently on here for a long period of time and I have followed the advice given. I am not a regular visitor as I am currently sick and still receiving treatment after several operations.

 

I'm sorry if I have offended or annoyed you. I have managed to win a couple of claims thanks to this site yes, but each one involved different players Idem and Westcot are totally new to me and I can't keep pace with these clowns if I don't know who they are and what their powers are.

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you wont annoy me non at all I enjoy getting people out of the powerless DCA milking parlour

and even more preventing them from getting their hands on peoples money when they have zero legal right it.

all they do is use it to pay for staff holidays and free drinks allround

as well as things like this

 

http://www.mirror.co.uk/news/uk-news/boss-of-a-debt-chasing-firm-link-financial-790005

 

http://www.homesandproperty.co.uk/property-news/news/millionaire-debt-collector-digs-deep-south-kensington

 

as to what their powers are ZERO!!

A DCA is not a bailiff

And have ZERO legal powers

 

Just ignore wetcloths

they are not the owner

only the owner can do court and they do not have the agreement.

do not fall for their harassment and give in ever!!

 

being ill is the worst time for these things to happen

but really have go zero to worry about here

 

 

end off

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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