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bolly1

westcot chasing me old Halifax card sold to Idem

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Hi,

 

I had a credit card from the Halifax which after I lost my job,

I was paying £20 per month after discussing a lower payment.

This then went to Blair Oliver Scott and I kept paying.

 

After it went to Idem in May this year I stopped paying as I didn't think they had a right to collect.

 

They hassled me by phone ringing every day sometimes twice a day and I ignored them, partly because I am deaf and couldn't hear my phone.

 

now I have Westcot chasing me.

Can you please give me some advice?

Do I now have to pay Westcot?

Are they likely to take me to court?

Or shall I ignore them as well?

 

I don't know who will pursue me for this next maybe Kentucky Fried Chicken!

Edited by dx100uk
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Wetcloths dont buy debts only chase for their client who is the only one that can do court..the owner of the debt.

 

You should never ever talk on the phone about your debts

A dca is not a bailiff

And have ZERO legal powers

 

When did you take this out?

Ever sent a cca request?


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Who will be chasing me Idem?

 

Do I have to start to pay them?

And are they likely to take me to court?

 

Sorry I think I CCA'd Idem and they sent the £1 back.

The card was taken out on 2001

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when did you CCA them?

 

you've been here for +10yrs

you've won several court claims yet you seen to fall down on doing the basics to protect yourself from these fleecers.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I CCA'd Idem in March they sent the postal order back and said that they would get the information I required, pestered me to death and now enter Westcot.

 

Yes you're right I have been intermittently on here for a long period of time and I have followed the advice given. I am not a regular visitor as I am currently sick and still receiving treatment after several operations.

 

I'm sorry if I have offended or annoyed you. I have managed to win a couple of claims thanks to this site yes, but each one involved different players Idem and Westcot are totally new to me and I can't keep pace with these clowns if I don't know who they are and what their powers are.

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you wont annoy me non at all I enjoy getting people out of the powerless DCA milking parlour

and even more preventing them from getting their hands on peoples money when they have zero legal right it.

all they do is use it to pay for staff holidays and free drinks allround

as well as things like this

 

http://www.mirror.co.uk/news/uk-news/boss-of-a-debt-chasing-firm-link-financial-790005

 

http://www.homesandproperty.co.uk/property-news/news/millionaire-debt-collector-digs-deep-south-kensington

 

as to what their powers are ZERO!!

A DCA is not a bailiff

And have ZERO legal powers

 

Just ignore wetcloths

they are not the owner

only the owner can do court and they do not have the agreement.

do not fall for their harassment and give in ever!!

 

being ill is the worst time for these things to happen

but really have go zero to worry about here

 

 

end off


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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