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    • Thank you Bank Fodder for your reply. Il certainly do that
    • Googled it and Family Money Savers purchased the assets of Key Financial Claims, there’s also threads confirming that they have acted as agents of Key. A firm going into liquidation does not nullify a contract so whether or not you owe the money will depend on when the offer of compensation was made. I would call them in the first instance to question it, all CMCs have to record all calls now, and you can make the subject access request over the phone. The fact that it’s taken 6 and a half years doesn’t make the contract invalid. 
    • the business and assets of Key Financial Claims were bought out of administration on a going-concern basis on 10 December 2015 by connected company Family Money Savers (FMS) for an initial payment of £30,000.   addition, the company is due to receive 10 per cent of FMS' revenues from Key Financial Claims' pipeline and 25 per cent of FMS' own revenues of which the company previously received 15 per cent. ………..     pers i'd ignore them.  
    • Hi, I currently have a Court case going on against Hartley Wintney Motors whereby I am trying to reject a car under the 30-day thing, as the car broke down 29 days after I purchased it. I was notified by the Court that the Judge had ordered for it to be referred to the Motor Ombudsman for dispute resolution. TMO advised that this could take up to 6 months as they are currently dealing with cases older than mine. Yesterday, through the Money Claims portal, I had notification that HWM had made an offer. I am trying to claim back £3,100. That's the cost of the car at £2,500 + the cost of a warranty. So there offer is:  "We can pay £2500 on 23 October. You must deliver the vehicle with all keys, logbook by 23 September. If you are not agreeable, business is closing soon, and any judgement awarded in the small claims court is also unenforceable. You will then need to dispose the vehicle."   So, firstly, why should I have to return the car? It doesn't go. I would have to pay for a truck to get it back to them. If the business is closing why do they want the car? Why would I give them the car a whole month before they pay me? They could scrap the car and there goes my evidence. Is the business closing? Their website still has over 60 cars for sale. Are they just trying to force me to take their reduced offer?  I have checked on Companies House and in June they filed a notice for compulsory strike off. One week later the strike off action had been discontinued. I've also contacted TMO to try and ascertain if this offer is in conjunction with them, as I haven't received any communication from them advising the same. If my matter is still waiting to be dealt with by TMO, why would HWM just randomly make an offer, when from the beginning they have been adamant that I am in the wrong?   I would very much appreciate any thoughts from people.   Thank you.     
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neword

Halifax/bank of Scotland name removal from joint account

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Hello all,

 

My daughter has a joint account with her ex that she wishes to have her name removed from but the Bank/Halifax are making it difficult.

 

Her ex left earlier this year and moved back to Scotland and left her with debts and a load of other problems which she has slowly managed to get sorted.

 

She had to give up her courier job to look after the two children(6 and 4 yrs) and so has had to claim IS.

However, due to this joint account the IS people are making it difficult to get the benefit and this has been ongoing since March.

After many calls to the IS they said she would have to make a new claim which she has now done so has to get around the Joint account problem.

 

Noe the bank says there are only two ways she can get her name off the account and these are,

1] she has to go to Scotland and sign a joint application paper to have her name removed as both parties have to go to the bank and sign the same time. She really really does not want to do that,

2] The other way is to actually get him to close the account and has he is out to cause as many problems for her as he can the chances here are probably a big fat zero.

 

So, is there anyway that she can get this account closed/ name removed other than what the bank has said.

She really wants it closed as to protect herself from any debts he may run up.

 

The other question is now she's made this new IS claim will they take it from the date of the claim or will they back date it to the start of the original claim.

 

Any help/advice is appreciated

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I would assume the account is in debit ?

 

For that reason you will struggle as joint account is joint and several for any outstanding debts.

 

Andy


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STOP using the account and bank, open up a different bank account with the post office or some other and have all of your income paid into the new account.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Andy,

The account is in credit and has always been since it was originally setup. She has not used this account since they split up.

 

Bazooka Boo

She has done that so that any money she gets paid by IS (when they finally get to giving her some) does not go into the other account.

Her child benefit and CTcredit is being paid into the new account as well.

 

Just wondering if theres some kind of letter that can be sent to the bank so that she can get her name off the joint account. Or, that they have split up

and she is no longer using that account so would like her name removed from it and that she will not be responsible for any debts that may occur on

the joint account from the date of the breakup.

 

Really just want someway of getting her name off the account without her having to travel 300 miles to Scotland just to sign a paper.....

 

Would it be worth a trip to the local citizens advice centre?

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If you would like to remove a party on your bank account, call into your local branch with identification. View acceptable forms of identification. A request to remove a party from your bank account will only be accepted where the account is in credit.

 

 

https://www.bankofscotland.co.uk/helpcentre/addorremoveaparty.asp


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