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    • I suppose that if you were paying £300 an hour to a solicitor instead of getting free advice here, you would provide all the information that was asked for pretty quickly in order to maximise your chances of success and also to reduce your costs. It's a shame that you didn't take such a cautious approach when handing your money out to a cowboy builder who is going to cause you a lot of problem try to get it back – if at all. When you give us the information that we need to work on then we may be able to help you – but it's up to you
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    • The CMA has today published further detail on its views on the law in relation to cancellations and refunds during the pandemic. View the full article
    • Thanks for the company information. Still waiting for the quotation to be posted up. I'm not sure what the problem is or why there should be delay.   It's very concerning that this person has had the money paid directly into his wife's account. I wonder if the tax people know.  
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Halifax/bank of Scotland name removal from joint account


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Hello all,

 

My daughter has a joint account with her ex that she wishes to have her name removed from but the Bank/Halifax are making it difficult.

 

Her ex left earlier this year and moved back to Scotland and left her with debts and a load of other problems which she has slowly managed to get sorted.

 

She had to give up her courier job to look after the two children(6 and 4 yrs) and so has had to claim IS.

However, due to this joint account the IS people are making it difficult to get the benefit and this has been ongoing since March.

After many calls to the IS they said she would have to make a new claim which she has now done so has to get around the Joint account problem.

 

Noe the bank says there are only two ways she can get her name off the account and these are,

1] she has to go to Scotland and sign a joint application paper to have her name removed as both parties have to go to the bank and sign the same time. She really really does not want to do that,

2] The other way is to actually get him to close the account and has he is out to cause as many problems for her as he can the chances here are probably a big fat zero.

 

So, is there anyway that she can get this account closed/ name removed other than what the bank has said.

She really wants it closed as to protect herself from any debts he may run up.

 

The other question is now she's made this new IS claim will they take it from the date of the claim or will they back date it to the start of the original claim.

 

Any help/advice is appreciated

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I would assume the account is in debit ?

 

For that reason you will struggle as joint account is joint and several for any outstanding debts.

 

Andy

We could do with some help from you.

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STOP using the account and bank, open up a different bank account with the post office or some other and have all of your income paid into the new account.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Andy,

The account is in credit and has always been since it was originally setup. She has not used this account since they split up.

 

Bazooka Boo

She has done that so that any money she gets paid by IS (when they finally get to giving her some) does not go into the other account.

Her child benefit and CTcredit is being paid into the new account as well.

 

Just wondering if theres some kind of letter that can be sent to the bank so that she can get her name off the joint account. Or, that they have split up

and she is no longer using that account so would like her name removed from it and that she will not be responsible for any debts that may occur on

the joint account from the date of the breakup.

 

Really just want someway of getting her name off the account without her having to travel 300 miles to Scotland just to sign a paper.....

 

Would it be worth a trip to the local citizens advice centre?

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If you would like to remove a party on your bank account, call into your local branch with identification. View acceptable forms of identification. A request to remove a party from your bank account will only be accepted where the account is in credit.

 

 

https://www.bankofscotland.co.uk/helpcentre/addorremoveaparty.asp

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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