Yes I know assets is everything owned by the deceased..
On speaking with the ccard companies so far.. They have specifically said "cash in the bank"
As you've just stated its probably not top of their list to chase for it..
If it was half a million quid owed they probably would..
Yes he had a will and no I'm not the Executor.. Mearly attempting to investigate what is correct and proper for a bank to do in the circumstances I've outlined above 👍
"Assets" does not mean only cash in the bank. "Assets" is everything the deceased owned including land and property.
Is there a Will and are you the Executor? If so it is not correct that there is no-one to chase for the money. The Executor is legally liable for settling the debts of the deceased from their Estate and if the Executor fails to act in accordance with their legal duties they can be pursued personally. Whether a bank would bother to that for a debt of this size in practice is another matter.
Why do you think a CCard co wouldn't attempt to secure a charge on the house?
Sounds like you will end up paying the balance of the Funeral Director's invoice yourself, as well as the Deposit, so an issue for you is how you get that repaid from the Estate?
Yup, I agree.
You’ve quoted a poster who wants the whole population tested, repeatedly.
Even without that poster explaining what of the different available tests they are considering, perhaps they could explain:
a) how many tests per day they want performed, and
b) how many tests they feel there will be capacity to take, transport and assay, while
c) how many they feel are currently available
d) (where are the extra testing platforms coming from? and the reagents, the staff and space for them all??).
I want £1000 (as a universal baseline income, regardless of employment) per month for every person in the U.K.
It is a great idea, but just not feasible . Just like the “test everyone, repeatedly” idea.
My expectation is that the details (of this great plan they want instituting) won’t be forthcoming .....
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