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friends old cabot/DLC business? CCJ - not paid 18mts - Mortimer CO threat


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I am trying to find information on a CCJ for my friend.

 

She had a ccj in 2012 and paid it for a long time,

the company DLC who then went out of business.

 

She didnt hear anyting for 18 months and didnt pay the ccj.

She has just had a letter from Mortimer Clarke, Solicitors who are saying if she doesnt pay it she will have a charge placed on her house.

She has checked her credit file and the ccj is no longer on the file,

should she contact the solicitor to find out if they are reinstating the ccj or just ignore them?

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all part of the same group Cabot

not gone anywhere.

 

if she reads the letter properly it doesn't say will anything.

the CCJ does not show after 6yrs on credit files

but yes it is still enforceable as payment has been made within 6yrs so they 'could' take her back to court an gander further enforcement, one of which is a charging order.

 

is she the sole owner of the property or is it in joint ownership?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread title updated..moved to Financial Legal Issues

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well one option is to let it run

as they could thus only get a restriction k type co

 

read below

https://www.consumeractiongroup.co.uk/forum/showthread.php?487295-Lowell-interim-charging-order-from-Crdit-card-debt-2009&p=5121669#post5121669

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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