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I am 5 months into a 5 year agreement with Specialist Motor Finance.. due to other situations, I am thinking of entering into an IVA to improve my credit situation.

 

the agreement shows SMF "may" terminate the agreement as i would have entered into a voluntary termination..

 

i contact them to clarify and they then stated they would terminate the agreement, but if i continued to meet the payments i would be able to keep the vehicle

 

when i asked for this in writing they refused.

 

any one had similar with this company?

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IVA will not improve your credit situation!!

 

do you honestly want to keep the car?

might it be better to Voluntary Terminate the agreement

then you'd only be liable for upto the 50% mark?

list your debts

 

or go start a thread in the Debt self help forum

and do it there.

 

lets see why you think you need to IVA


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