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    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
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Fit4Less - Harlands


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I've recently missed a payment for my gym membership at Fit4less.

 

 

I requested the direct debit to be taken out on the 26th of every month, although they attempted to take out the money on the 2nd - at that point I didn't have enough funds in my account to pay this. If it was on the 26th the payment would've been taken fine.

 

 

Since then I've got charges outstanding for £96 (roughly) as I still haven't paid it.

 

 

Am I right to fight back to Harlands and tell them that it wasn't taken on the correct date?

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Oh dear good ole Charlatans ripping off customers.

 

 

Lodge a complaint with the gym in question, not that they will do anything, and then set up a standing order to pay the gym membership each month on the 26th.

 

 

DO NOT pay the unicorn food tax Harlands are trying to con out of you.

 

 

The DD Guarantee clearly states that you can get a refund if the DD is taken out on the wrong date, how much of that £96 is penalty fees?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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penalty fees are unlawful

DCA's are not bailiffs

and have ZERO legal powers

 

pers id cancel the DD now

 

do you want to continue at the gym?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Moved you to the gym forum

100's of threads here to read

 

I would sent a slick132 !etter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi and welcome to CAG

 

Please see the PM I've sent you and reply.

 

Harlands/CRS will not help you with this at all - they make far more from penalty fees than the small percentage they make on collecting your monthly fees.

 

Speak to the gym's Head Office using this link - http://www.f4l.com/contact-us/

 

Explain how Harlands took the DD early causing it to bounce and they then started piling on admin fees. Ask that they instruct Harlands to waive all fees and allow you to start again, using the correct DD date.

 

If they refuse to help, look for a different gym as I doubt you'll be allowed to remain a member at the gym.

 

If you can't get through by phone, use email or a letter posted to the HO address.

 

:-)

We could do with some help from you

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I’ve received an email from Harlands threatening to get a debt collection team if I don’t pay, should I be concerned.

 

£76 is penalty fees.

 

 

Debt collection!!!! OMG you must be really really scared........ Send it to a powerless DCA by all means, and that will be the very last correspondence they'll hear from you.

 

 

Complain to the gym for threatening customers, ask who do they think they are? In fact embarrass them on social media, let all their current and potential customers know just how they will be treated.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi JB,

 

You should have realised this from other threads but, when Harlands threaten to involve a DCA, they mean CRS who are their own connected DCA. They're one and the same !!

 

In time, Harlands/CRS may involve the Zinc Group but they'll back off very quickly when ignored or challenged.

 

Follow my advice in post #9 above and let us know how you get on ...........

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Hi JB,

 

Thanks for the PM reply and glad to hear your username isn't your REAL name, so no name change required !

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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