Jump to content


  • Tweets

  • Posts

    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
    • Bookmakers use betting on political events to entice new customers, and say it is growing.View the full article
    • nope  and  neither dx
    • Ok Thank you DX will do just that . will keep you up dated.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

CompleteCareShop - Unsuitable MOBILITY Scooter **REFUNDED**


Richie244
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2093 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

I am in the process of buying two mobility Scooters via the internet I have paid for them and one has been delivered to me Friday.

 

The one that was delivered on Friday is not fit for purpose as it is a fold up electric one that is dangerous for me to use as it is to flimsy.

 

The problem I got is I fell off it the first time I tried it out and made very small scratch marks on the side of it and I mean very small but noticeable.

 

The question I would like to be answered is is it the case of the company can refuse to take it back or offer me something back!

 

Richie

Link to post
Share on other sites

Hello and welcome to CAG.

 

 

I've moved your thread to the General Retail issues forum and left you a link to follow from the Welcome forum.

 

 

Best, HB

Edited by honeybee13
Forum name changed

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

absolute TWADDLE.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

user cant under 10 posts

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I thought I was buying a mobility scooter to ride the local shops on the pavement but I was wrong it cannot do the the basic thing of taking me safely the 200 mts to the shop

 

https://www.completecareshop.co.uk/mobility-scooters/folding-mobility-scooters/

Edited by dx100uk
merge and tydy
Link to post
Share on other sites

That page is definitely for the Folding ones and does tell you that. If you look they are all 3 wheelers which to be honest can suffer from instability issues particularly when turning.

 

I have had issues with this retailer myself in the not too distant past but cancelled the whole order before it was dispatched.

 

Have to give them credit and say they did refund quite quickly would have needed as there is a vast choice and a lot depends as well on how you are going to store it when not being used.

 

The one we have sits permanently in the back of our car unless taking it abroad by plane.

 

Here is what they say about returns - https://www.completecareshop.co.uk/shop-information/returns

Edited by dx100uk
spacing

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

Thank you for your reply I have another scooter coming from the company tomorrow which is to walk the dogs this was like you for the back of the car and local shop

Edited by dx100uk
quote
Link to post
Share on other sites

thread tidied

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Obviously I don't know what they are going to offer but if you want something to go in the car will depend also on what type of car you have, we have a Peugeot Partner Tepee and the scooter goes in fully assembled although to save weight I now have to remove the battery, next car will have a hoist fitted. You need to look for something that may break down into separate parts removing - battery, seat, back wheels leaving just the frontwheels, tiller and deck as another piece. The other thing you want is a reasonable distance you can travel before recharging. Here's an example of what I would be looking for - http://www.betterlifehealthcare.com/view/shoprider-paris-mobility-scooter/5421/

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

  • 2 weeks later...

Hi

 

I am still fighting this as I think the company are bang out of order for selling me a mobility scooter not fit for purpose and dangerous for my condition..

 

I was informed by another mobility supplier that this company if a member of British Healthcare Trade Association of which they are.

 

On their site BHTA it stipulates that they should of asked me questions on the suitability for a scooter this wasn’t done in fact no questions were asked about my condition. So I have put in a complaint to BHTA stating it would have been obvious that the suitability of this scooter was not fit for me and dangerous. So I am waiting for a reply from the BHTA on Complete Care Shop response with my grievance.

 

Carrying on with this could I have a chance of winning my money back if I didn’t tick a box or acknowledge their Terms and Condition as they never sent me anything about their TC

 

Your help in this matter would be appreciated

 

Richie

Edited by Richie244
Link to post
Share on other sites

  • 1 month later...

well done cag

thread title updated

 

 

dx

 

please consider a donation to keep us here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...