Hello there, this is an update of my original debt management thread.
HSBC loan taken out pre 2007
Defaulted 2009 (credit file clear)
02/2018 CCA request sent to Idem
Idem acknowledge copy of agreement is no longer available and are aware that they are unable to enforce litigation action on this account.
Idem have replied with a new letter.
We have now complied with your CCA request and enclose a copy of the executed agreement.
Just a print out of terms and condi