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    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
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Moving house but still being charged early termination fee?!


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Hi Everyone,

 

I would really appreciate your help here, as I think the Post Office home insurance are mis-advising people.

 

I am moving out of my housing association flat to a house I just bought with my girlfriend. I have a 6 week overlap for the two properties so we can renovate and decorate prior to moving in. I already have contents insurance for the new house. My flat was covered for the last 6 years by the Post Office, I told them I am moving and have to cancel the insurance as there is already insurance at the new house, so they can't insure it. As such they have to cancel insurance at the flat as I won't be living there and can't transfer the insurance to my new property.

 

However, they are still wanting to charge me an £35 early cancellation fee. Surely this isn't right, as they can no longer legally provide a service to me? Are they [causing problems] people like me out of £35?

 

Many thanks in advance!

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14.If the policy is cancelled for any reason within 12 months of the commencement date, we reserve the right to reclaim any guarantee payback, together with the standard charges and fees as set out in your policy documents.

 

https://www.postoffice.co.uk/home-insurance/under-50s

 

Simply let it expire and dont renew.

We could do with some help from you.

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Sorry if I didn't make it clear. The policy renewed automatically in April, the 6 week overlap is between my current flat and the new house which is why I had to insure the new house on another policy and PO can't insure me anymore.

 

Surely they can't claim you have cancelled the policy by moving? What about people who become homeless through no fault of their own? Really nasty stuff from the Post Office, whom you'd have thought were slightly different to the others. I certainly won't be using them again.

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Okay so still 8 months to run...do you pay monthly or annually?

 

How much does the 8 months equate to ?

We could do with some help from you.

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Okay so it will cost more to let it run and expire ...£120...where as the cancellation fee is £35.

 

Its their T&Cs and as unfair as it seems you have to accept them or not sign with them initially.

 

Your new Insurer will most probably also have the same T&Cs...so its all of them not just the PO.

 

Your choice.

We could do with some help from you.

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Pretty sure they didn't have the £35 cancellation fee in 2012 when I signed up, and they have added it since. I find the whole being able to completely change premium and policies on renewal automatically thing a bit odd. It's like a way of tricking lazy, busy or trusting people.

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Welcome to Rip Off Britain :wink:

 

Thats why forums such as CAG exist.

We could do with some help from you.

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