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    • CC told me they don't have a copy of the claim because it got sent out and that's it, they do not have a copy on file. And that I was given claim particulars (text) and I don't need the claim form to submit a n244    Correct MCOL do not retain hard copy of the actual N1...just the text particulars of claim/Claim number/Amounts/Claimants details...there is nothing further on the N1 required. . The other 2 people also said I do not need the original claim form to submit n244    I would have to agree...as long as you have the particulars of claim text.....the date ...claim number.....the amounts and the claimants name....should suffice.   Andy
    • A claim, or as the claims company have advised me, a product information request was supposedly submitted to Barclays in May of this year.....to date I have not had any acknowledgement from Barclays and more worryingly when I have rung Barclays PPI helpline who were very helpful, been told they have no record of anything lodged in any format...Should I be concerned that the claims company have not actually submitted anything or is it normal to have no standard letter from the bank?     
    • In this type of managed block most of the owners/tenants have other places elsewhwere and only use them occasionally so the concierge service have keys to ensure the smooth running of the block. Now I would be tempted to fit an old fashioned lock as well as the swipe pass if you are there all fo the time (subject to any necessary permissions). after all, it is for your convenience, not theirs
    • No-one can represent you as far as the debt liability goes so the CAB might have given your creditors a sob strory but that is not a representation by you so means nothing as far as the SB clock goes. My mum could admit that I owe money to a creditor and offer to pay but there is no relationship between her and the creditor so whatever she said or did wouldnt chaneg that. Now bailiffs like to pile on the guilt in trying to get relative to cough up for debts that arent theirs but they dont get paid otherwise.
    • Well, if they're living and working then they wouldn't be taking any state benefits surely?  So I dont see any issue.   Of course, the universal wage for all would eradicate any ill feeling towards people, and this constant narrative that someone is taking something from someone.  That's my real issue with capitalism if we move on slightly - we're all on different levels of the pyramid and most people are constantly looking over their shoulder at what the person next to them has.  Tory's talk about labour indulging in the politics of envy, but it's actually the capitalist free market system they have created which fuels this hatred towards other people.  I think that capitalism promotes competition and as such envy plays a big role in every one of us because we're all competing with one another...  better house, better car, better this and that.   Ask yourself if you'd be worried about an immigrant taking what you perceive to be yours by rights if there wasn't a more level playing field and people were treated equally regardless of where they were born/skin colour/gender etc?  People can't seriously be happy living like this.. constantly mistrusting, looking over your shoulder, paranoid, angry...
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Peter4877

Capital Resolve

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Hi all newbie here recently joined to get more help and info regarding capital resolve

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Welcome to CAG, what help do you need with Cr@pital and powerless resolve call??


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Had a few text messages and an automated voice mail today which I’ve ignored It but today my mom has had a letter with my name but her address which I thought was strange, are these [problematic] just after more info please

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You can forward their silly text messages to 7726 (SPAM on your phones keypad) keep a diary of the harassment with a view of taking legal action against them later.

 

 

You're right to ignore, what ever they wish to convey can be committed in writing, NEVER ever discuss this with them over the phone, keep everything in writing.

 

 

What is this all about?

 

 

A mobile phone, loan, overdraft???


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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what debt are they chasing?

have you checked your credit file?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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You can forward their silly text messages to 7726 (SPAM on your phones keypad) keep a diary of the harassment with a view of taking legal action against them later.

 

 

You're right to ignore, what ever they wish to convey can be committed in writing, NEVER ever discuss this with them over the phone, keep everything in writing.

 

 

What is this all about?

 

 

A mobile phone, loan, overdraft???

 

 

No idea ive owned the house im in for the last 17 years my mom been in here council bungalow for the last 8 years in which ive never lived there so haven't got a clue and to why they never sent it to my address is mind bogling

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i have access to my credit file but cant seem to find anything on there

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What is the actual debt ? Then we can move you to the correct forum ?

 

 

Andy


We could do with some help from you.

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Hi andy the letter doesn't say who the debt is with or for how much

 

it says we have been asked to contact p smith and been provided with this address (which went to my moms house ive never lived there) by a credit reference agency as a forwarding add for this person contact them at blah blah that's all the letter states ring them quote the ref number

 

 

cheers

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Fair enough...well ignore them ...I will move you to General Debt Collection Agencies Forum.

 

Come back if they contact you and you know with what the actual debt is.

 

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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are all you old addresses showing on your credit file?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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the address I live at is the address I grew up in we brought house of my parents when they got divorced back in 2001 , so I have no links to my moms add at all , this is what puzzles me

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does your mums address show?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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does your mums address show?

 

My moms address shows on the letter yes

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no I meant on linked addresses on your credit file

try more than one provider too


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Looks like a phishing session, send to miltiple j Smith and hope any of them bites. Very naughty.

 

 

Deffo do as DX says regarding linked addresss, as CRA's will put anything on that a DCA tells them whether correct or not, Credit Reference is Dodge City.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Doing a search for Capital Resolve received a letter from them today to a lady who has never lived at my address. Have been here three years as a council tenant and the last person died of old age with a different surname.

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Have you posted on the wrong three od?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Name still showing on upload...unapproved...please redact and respost.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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typica lazy dca, they know that peopel generally dotn move far so they sned a letter to everyone with the same name in the local area and hope that you respond. If everyone else tells them that it isnt them they then assume they are chasing the right person if they only have 1 who doesnt reply. Unfortunately they tend to scrw up when the real debtor has moved away and also in cases like yours they ahve used the electoral roll records but got the wrong end of the stick. They are breaking the law but they dotn care because nothing will happen to them that will hurt.

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