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    • stop paying  they'll never get an enforceable agreement back for a MBNA HFC GM card of that era they were all shredded in the late 90's when PPI reclaiming really took off.   have you checked theres no PPI on your card? as I bet there was..
    • @jb000 - Do you have an entry on your Credit File under searches within the last 30 - 60 days on any of the 3 CRAs saying Lowell Accessed your file to do this Screenshot.   
    • After the case - I would suggest that the OP raise it to the ICO - Im pretty sure that the action outweighs the legitimate interest to collect this account under DPA and would be viewed as excessive in this case.   
    • Hi Andy  Thnaks for the reply .   I did tell Bradford court they said it was transferred to them and as I atteneded a hearing for change address I knew it had been transferred to them and  I should have sent the defence defence pack to them not Salford .   They told me it was my fault and I should have sent it to them and my only option would to be send a N244 form with £255. I don’t think it’s fair as I replied in time to the only paperwork I had.    The claimant knows my address I attended a change of address hearing. But I didn’t receive an new response pack with an updated address.   They told me Friday a judge looked at it again and said it was my fault , so if I apply to get it set aside can the judge decline ...   the claim is for £620 I want to defend it as I think it’s wrong but don’t want to end up £100s out of pocket .   Thanks 
    • Does anyone know how does multiple discrimination claim awards are calculated. For example if someone is claiming for (1) Disability Discrimination (2) Marriage Discrimination and (3) Victimisation will they all be individual awards based on tiers or is one lump sum award if successful? It will also be useful to know how to calculate these awards if someone can help!
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    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
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Good Morning,

 

Today i received a letter from PRA group in relation to a quick quid loan taken out in March 2011, they are offering around a 70% discount, The letter is titled "Could you settle your account?" I did query this loan in 2015 so i have a statement of the account.

 

I was just wondering what my next steps would be to get them to stop hassling me and would this be statue barred as the last payment was made in May 2011.

 

Thanks

 

DC

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Yes it is statute barred...so no you couldn't settle your account :madgrin:


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You could send our Statute Barred letter...but be prepared for the barrage of nonsense missives


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I think I'll ignore them for the minute and see if anything else arrives in the future.

 

Thanks for your help Andy

 

DC

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