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Can a BLME Premier Account be used as security for a loan

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I have got myself into a right pickle and am not sure how to resolve it.


I have a BLME Premier Account that matures next July and I am not able to access the money until that time unless I am dying.


The money is guaranteed to be no less than the invested amount (£25k)so I was wondering if anywhere might accept this as security for a loan of £12k as I need this earlier than originally planned and had presumed could access some of the money in the account earlier than next year.


I live in Housing Association property and am a carer. I presume I am not able to claim other benefits due to the BLME account classing as savings..despite my inability to access this.


I am looking for work to cover this need but as I still have caring responsibilities and have not worked in a paid capacity for 10 years it is not something I can count on.



Edited by Andyorch
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