Jump to content


oriental1

Lloyds Refuse To Release Charging Order On My Property Since 2005

style="text-align:center;"> Please note that this topic has not had any new posts for the last 356 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello

Try to be brief.

 

had a ltd company back in 2005 with an overdraft linked with a personal guarantee.

 

The company is now dissolved and Lloyds obtained a CCJ against me for the bank overdraft of £7900.

 

I did not know about this until I searched Land Registry and saw a charging order on the property. The charging order was dated 2009

 

I contacted Lloyds who inform me that they no longer have the debt as they sold it and passed liability first to Hillsden and then to Cabot and lloyds.

 

I have requested from lloyds all the copies of the original loan details, Ts&Cs etc.

 

They have refused to pass on these documents as i am "Not Entltled" to these documents as the company does not exist.

 

I have had no communication or updates from Cabot.

 

Lloyds say that I must ask Cabot to release the charging order although in the name of Lloyds.

 

Is all this correct?

 

Any advice appreciated

Edited by dx100uk
Spacing

Share this post


Link to post
Share on other sites

Is the property and the debt jointly owned?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hello

 

Thank you for your reply. Yes, the property is jointly owned by my partner who is also a joint director of the dissolved business.

 

Regards

 

Barry

Share this post


Link to post
Share on other sites

Lloyds say that I must ask Cabot to release the charging order although in the name of Lloyds.

 

Is all this correct?

 

Correct...but not sure what you mean by " release " ?

 

Have you or do you intend to pay it off ?

 

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Hello

Im not sure what to do really, is this statue barred?

Share this post


Link to post
Share on other sites

can never be SB'd once a CCJ issued


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...