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    • I'm not sure what help you need.  Also I don't think anyone is blaming you - they're simply asking for more information and clarity from you in order to try to assist.  (Difficult for you if English is not your first language).   As I understand it, the staff at the gate did offer you a refund but because you were not entirely satisfied with their attitude there was an "exchange of views" and you got escorted off the station without the refund.  Correct?   I'd simply write to the TOC's customer service people and ask for a refund.  Explain everything simply and in chronological order including what type of ticket you did or did not buy (you could perhaps use my post #27 as an outline but leave out my question about why the ticket office could not refund you).  I don't know what you say about being escorted off the station - perhaps that there was confusion because English is not your first language and the gate staff must have believed you were being too confrontational?  I don't know...   I would not complain about the gate staff and I would not raise the issue of how many other people this may happen to.   Just concentrate on getting the refund
    • You have clearly had a lot of difficulties in your life and this has caused many problems. however in order for us to assist you, we're going to need a proper bullet point chonology. I'm very sorry but there is too much narrative here and although I can see that it is very important you personally. It is very unhelpful in trying to understand the story. please could you set it out again but this time avoid the narrative. We simply can't handle it    
    • The revenue protection officer worked for a train operating company.  If you know which Train company it is, go to their website and look for their complaints process.  Then submit the complaint with full details and copies of the tickets.     
    • Why aren't you recording your calls?   Please monitor this thread for a fuller reply over the weekend    
    • Why I went back:   Eventually, after being detained too long against my will. I paid the higher fare due to threats of a fine and in effort to gain my right to freedom: I then went through the turn-styles and on my visit to the booking/box office(aka: the main ticket booth on the way out) The man said I had to go back to the turn-styles to get my refund as he said it was a different system.   I asked him to come with me. He said he could not, i asked him to hold my hand. (English term of phrase). I did not want him to actually hold my hand.   He understood that and refused as he was on shift.    That is why I had to go back. I made an account here to seek help for me and other passengers. The site admin of this forum constantly tried to pass blame onto me. for many days. I cant explain how stressful this has been after the stress of the incident.   Can you please help me?                
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GreggMcMurphin

Chased from Dubai for a credit card debt of a family member?

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Hello all,

 

First of all a slight intro, I have never been to Dubai in my entire life but my brother did live over there for a year a few years ago.

 

I was at work in the UK earlier and received a call on my company (landline) phone, I was advised that it was a debt collection agency called Tahseel calling about my brother's apparent credit card debt.

 

Initially I was baffled at how they managed to get hold of my company phone number but i'm sure my details are readily available online somewhere and they have obviously linked me to my brother in some way.

 

They were asking for his contact information, phone, email and all sorts of stuff. I don't speak to my brother often and when we do it's over facebook messenger or something, usually around xmas time! As far as I know he isn't working at the moment and I told the agent this. I said that I don't have any contact details for him which is true. I have two numbers in my phone for him that are years old, neither of them work.

 

I asked how much he owed and surprisingly they actually told me. They only said it was a credit card debt.

 

he gave me his email address etc and asked me to pass it on to my brother when I see him which I suspect won't be for a while.

 

My questions I hope someone can help with are:

 

1) Now I have somehow been linked to my brother's debt, if I were to ever visit Dubai would this cause me any problems? I don't want to find myself arrested at the airport in a country I've never visited before due to my brother's debt...

 

2) What will happen is this debt is not settled? Will I continue to be harassed until the end of time. I spoke to my mother who also confirmed that she regularly receives phone calls from this same company and tells them that she does not have contact with my brother, which is genuinely true.

 

3) Does anyone have any solid advice I can pass on to my brother when I eventually do speak to him? I could be wrong but I doubt he has any means of repaying this debt.

 

Any help would be great guys.

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Simple. Ignore. Its nothing to do with you. Check yoru UK credit file to see if theres a link. Its likely theyre lieing to you hoping you will pay as they cant trace him.

 

If you are linked to him somehow over there, then yes, there is a chance it would cause you pretty major issues over there.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Ignore..ruddy powerless fleecers

Nothing they can do to anyone


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks both. I say 'linked' but I only mean that they have made the connection that I am his brother so hopefully there is no official 'link' between me and his debt over there..

 

Since writing the post above I've heard from my step sister that she also got a call at work today, she doesn't even have the same surname as us!

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They WILL use any means they can inc intimidation harassment phoning any and everyone they can think of to extort money

 

TOTALLY ignore


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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It really sounds like theyre phishing then will lie and say you are responsible for his debt. Theres nothing they can do to you over here.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If they ring again laugh at them. Then say if they continue you will report them to the police for harassment

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Thanks all,

 

They have been on again to my mother this morning, she blocked the number then received a text from a different number to say "no good blocking the number, we will contact all his friends and family".

 

They also mentioned the names of my (other) step sister and my step father and said they will contact them both next.

 

One of my step sisters works in a call centre, they called her office number three times yesterday, her boss ended up taking the call to tell them to go away then they called again just laughing.

 

This step-sister is 18 years old and barely speaks to my brother other than the occasional facebook comment here and there so i'm not sure exactly what they think they will achieve calling her..

 

This is straight from Tahseel's website in the FAQ section:

 

Why will my debtors pay you, if they have not paid me?

 

Debtors often pay us even if they never have cooperated with you, mainly because collection agencies such as tahseel increases the psychological anxiety associated with a debt. Our professional collectors make your debtors realize that you are serious about collecting your money.

 

What is Skip Tracing?

 

Skip tracing is the process of locating contact information about your debtor, such as a current or alternate address and telephone number. It also includes obtaining information about the person’s place of employment, names and addresses of family members, relatives, friends, or ex-spouses, assets such as property, bank accounts, automobile and much more.

 

Who decides if the debt is to proceed to litigation?

 

We do, with your full participation. If we fail to resolve the debt, we will normally proceed to litigation if we believe it is likely to produce positive results.

 

However, we are not obliged to do so and may decline to take the matter further if we think we can no longer be of any further help. You may then decide to 'write it off', transfer the case to the courts, or use your own lawyers.

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All illegal in the uk


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Since this morning they've called me on my office number, told me that when my brother signed the paperwork he said that my mother would be liable if he didn't pay (he didn't).

 

I said that he could have said Mickey Mouse would be liable but my mother knew nothing about it, then he said my whole family 'would be in trouble' if we did not pay.

 

He started asking questions about holidays we had been on and how could we afford to pay for these but we can't pay my brother's debt!

 

We've now made every facebook post private.

Just before he hung the phone up on me he said he was going to call my wife's company, which he also subsequently did and verbally abused the lady that answered the phone and demanded they provide my wife's mobile number...

Edited by dx100uk
Spacing

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Did you record that?

If not stop talking on the phone eh?

 

They will say anything to get anyone to pay

 

Why not wind them up?

Offer to pay it in full because of the stress ans intimidation

Then give a fake card number

Record the call

Then contact the ico/fos/fca etc


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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You could invite them to make a visit to my house........

If they call again you could also ask them what time they finished school tht day and isnt it past their bedtime ( they use very young staff). Also tell them you feel sorry for them for havig to work for such little pay and understand they need the bonus but they arent going to get it from you or anyone else in the UK.

Lastly, dont hang up on them, plce the receiver next to the radio and get on with somehting else, forcing them to waste more of theit time chasing you. Tell you mum to do the same, as soonas they call she can just put the phone to one side.

i get calls for someone else who gave my number as theirs and usually answer the phione with the words "hello sc@mmer" and that winds them up.

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Very illegal in the UK and many other countries.

 

Very legal in the UAE


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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