HPH2/cohen PAP letter - Old Tesco Credit Card Debt - SBd

[Cena34]

My partner had a Tesco Credit Card that we stopped paying years ago, last payment seems to be August 2011.

 

She gets letters every now and again from Robinson Way that I just ignore and they go away again for a few months

 

received a Pre-action Protocol letter this morning from Howard Cohen & Co and wondering whether I need to do anything or still ignore.

 

As the last payment was so long ago I was thinking the debt would be statute barred by now

 

in 2014 Tesco wrote to her about a PPI refund which she took, hoping to get some money from them and against my advice, but it was just taken off the debt and I'm not sure how this affects the statute barred status?

 

I'm a little bit out of the loop now with what the correct process is for this kind of thing, what letter to send when etc.

 

so any advice would be gratefully appreciated.

Edited July 20, 2018 by dx100uk
Spacing

[dx100uk]

See here

https://www.consumeractiongroup.co.uk/forum/showthread.php?481827-The-Pre-Action-Protocol-for-Debt-Claims-is-made-by-the-Master-of-the-Rolls-as-Head-of-Civil-Justice.-1st-Oct-2017

 

See post 4

Use our form only

State the debt is statute barred

 

The ppi does not reset the clock

[dx100uk]

Moved to other inst forum title expanded

[Cena34]

Thanks for the quick reply so is it just as simple as ticking box D - I dispute the debt because - It's statute barred.

 

Do I need to expand on this as to why I think it is SBd or is that not needed?

[dx100uk]

Not your problem