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Credit Limits International chasing old french mortgage


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I am being chased for a debt by Credit Limits International based in Kent.

 

I defaulted on a mortgage in France

ignored them for a while as I read it on this forum

 

they managed to get hold of my mobile phone number and started calling me.

 

I spoke in depth about my financial situation and they advised me to speak to a debt charity (step change) They found the whole thing a bit confusing as it was a debt abroad.

 

I have several questions:

 

Are CLI working on behalf of my bank or have they bought the debt?

 

Can they take me to court?

 

Various sites say if they have bought the debt they can take me to court in the UK as they now own the debt?

 

Can they keep adding charges if I chance it to see if we go to court? Ive not got anything to give really as my current debt level is double what I owe them.

 

Thanks for listening

Edited by Andyorch
Added what the actual debt is.
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Ignore them

Never talk on the phone to a powerless dca

They are NOT BAILIFFS

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you haven't had anything via letter and they're only contacting you y phone. Ignore the.. they're also a dca so again Ignore them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Nope they state our client..who is?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

then they are the only ones that MIGHT do court in the UK

but we've never heard of that

 

ignore!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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