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Henry2014

Credit Limits International chasing old french mortgage

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I am being chased for a debt by Credit Limits International based in Kent.

 

I defaulted on a mortgage in France

ignored them for a while as I read it on this forum

 

they managed to get hold of my mobile phone number and started calling me.

 

I spoke in depth about my financial situation and they advised me to speak to a debt charity (step change) They found the whole thing a bit confusing as it was a debt abroad.

 

I have several questions:

 

Are CLI working on behalf of my bank or have they bought the debt?

 

Can they take me to court?

 

Various sites say if they have bought the debt they can take me to court in the UK as they now own the debt?

 

Can they keep adding charges if I chance it to see if we go to court? Ive not got anything to give really as my current debt level is double what I owe them.

 

Thanks for listening

Edited by Andyorch
Added what the actual debt is.

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Ignore them

Never talk on the phone to a powerless dca

They are NOT BAILIFFS


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If you haven't had anything via letter and they're only contacting you y phone. Ignore the.. they're also a dca so again Ignore them.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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So if I ignore their letters they have no power to take me to court? Or give me a CCJ or similar?

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Nope they state our client..who is?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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then they are the only ones that MIGHT do court in the UK

but we've never heard of that

 

ignore!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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