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Arrow/Restons and old MBNA CCJ.......CCA request?


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Hi I need some advice about requesting a CCA

ive got a ccj more than 4 yrs old

 

I'm being threatened with a warrant of control from restons unless I fill in a expenditure form

 

is there any point in requesting a CCA

the original debt is from around 8yrs ago and I've never responded to any letters or paid anything

 

Would like to get some info on this

 

Thanks in advance

Edited by dx100uk
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Can you give more info on the debt please. Who was the oc. Was it passed to a dca etc

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Is Pestons name on the Judgement? Were they the ones who won the CCJ?

 

Restons are not a creditor...they are solicitors that act for claimants ...

We could do with some help from you.

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If you want advice on your Topic please PM me a link to your thread

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Moved to legals

What date is the ccj?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Scan up the letter to one multipage pdf

 

Read upload

 

I gather this was attained at an old address and you knew nowt about as you moved and didnt inform your creditors?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Could there have been a 6yrs period before the ccj when you neither used or paid on the card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No it's not possible that there was a 6yr gap and it was attained at my present address,

 

I was going through the usual relationship problems and I didn't care about much but

 

I've started to get things together again it's reared its ugly head and I was wondering could I try using the credit agreement as a defence as the card was issued before 2007

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No that ship has sailed as post 2

 

Have you a copy of the CCJ and the claimform?

Did you simply ignore it then?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Not all lost yet

Post 11 answers please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Believe me there is nothing to beat yourself up about when it comes to the incestuous world of finance, biggest bunch of corrupt cowboys out there.

 

 

you were just not in a position at the time to give them a bloody nose, but now that's exactly what they can expect, it isn't about sucking it up and righting past wrongs, like DX says, all is still not lost just yet.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I'm sorry but I don't understand your last reply could you please make it clearer

Thanks

 

 

Do you have a copy of the CCJ and claim form?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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No I haven't got a copy of ccj or claims form

I probably binned them years ago

 

i've just got a recent letter saying they will apply for warrant of control if I dont fill in expenditure form ,

the letter has my name , address

 

But doesn't state my name anywhere else it says arrow global v yourself

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phishing trip...

same letter sent to 1000's of people every week.

 

there are 750'000 claimforms issued every year

85% are default judgements that people either didn't receive

because they ran away from debt and moved without informing their creditors

or were too scared to defend it.

 

the 15% of people that do defend, typically win if it done properly, our legal successes forum is proof of this..

 

its a numbers game..

 

ok lets move this on...

 

tomorrow

go ring northants bulk

ask for a copy of the CLAIMFORM and the CCJ by email PDF

lets see what gives

 

get a free SAR running to MBNA [read ALL the posts in the SAR link 1st re old addresses]

lets get all the info they have.

 

also read the rectums letter properly

I bet is DOESNT say WILL anywhere?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope

sar to the OC (MBNA)

ring northants

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

use our sar..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Iv received a copy of ccj from northhants court they said only 1 copy of claim form exists so not possible to send, who do you think holds that copy?

Iv phoned MBNA for SAR they've agreed to send a copy by email which could take up to 28 days

Is the anything else I could do to help my problem?

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as for a scan of the claimform by email pdf

or ask them to read out the particulars of claim

record it and type it out here verbatum

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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