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Simon1959

Old A+L Loan charges reclaiming + CCA return

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Unfortunately they have sent a signed credit agreement I just wondered why they had put that in a letter and if it was correct

 

However the statement of account which they claim to have sent under separate cover has still not arrived this I would think is Laden with charges I'm sitting on it until this arrives

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well start a new thread on this in the santander forum please and scan what they have sent tp OME multipage pdf

read upload


please don't hit Quote...just type we know what we said earlier..

 

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Yep will do in just waiting for the statement of account and then I'll attempt the upload

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Still no statement of account

 

as it stands does this mean that they have not fully complied with my CCA request or do they just need to send a copy of the signed credit agreement and not a statement of account even though they stated in the letter that had been sent under separate cover

 

My initial thoughts are that it's riddled with charges that would wipe the debt out

 

Or they don't have any to send

As they've not asked how she intends to settle the debt I'm beginning to wonder what they're up too

Edited by dx100uk
spacing

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as asked a long time ago

ive now started a sep thread for the satans bank card debt.

 

so where the SAR return? forget the CCA

but we still need to see it please

read upload ONE multipage PDF please


please don't hit Quote...just type we know what we said earlier..

 

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Not sure if this has worked apologies if it hasn't worked

 

I hope I've managed to post the Santander credit agreement correctly this time apologies if not I still have not received statement of account which they claim to have sent out under separate cover

 

I've heard nothing from them since they sent this as requested

Scan 23 Sep 2018.pdf

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thread title updated

 

that's enforceable as far as it goes.

when did you cease payment or did you?

 

where the SAR and what date did you send it?


please don't hit Quote...just type we know what we said earlier..

 

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Payments stopped about 11 months ago

SAR sent about 2 months ago maybe a bit longer

they claim to have sent the rest of information under separate cover which is the statement of account

 

I'm just wondering why they've made no effort to enforce this agreement if it's enforceable

 

I've heard absolutely nothing from them apart from what I've asked for

 

Should I re send the sar request asking for the statement of account which appears to be lost in the post

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all the statements

an sar is for EVERYTHING they hold on YOU>


please don't hit Quote...just type we know what we said earlier..

 

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Quick update

Santander have written saying they have sent all the information they have on this account which is the signed credit agreement which I have scanned earlier in the thread and appears to be enforceable they still haven't sent the statement of account which they claim to have sent under separate cover ( giving me the run around no doubt)

 

Today they have made contact stating that wescot will be managing the account

 

As they state that wescot are managing the account am I correct in thinking that it hasn't been sold on so I only converse directly with Santander and just ignore wescot

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correct!

 

now ring satans back SAR dept and ask them where the statements are but 2mths is a bit of a wait...


please don't hit Quote...just type we know what we said earlier..

 

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Just a quick update I have today received a statement of account up to 11/ 2009 which says as a last entry balance write off £2800 payments has continued until Dec 2017 but there are no sign of these although the amount owed has gone down but not showing on the statements sent

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opened

 


please don't hit Quote...just type we know what we said earlier..

 

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Just received a letter from dryden Fairfax regarding this Santander account ( never did receive statement of account) 

to get in touch to discuss payment 

 

As we've already seen the paperwork which is enforceable 

Should we contact them or ignore until we get a PAP paperwork 

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are their clients still satans bank?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Yes they are 

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satans bank don't do court

sounds like drydens used a bit too much money for their drinks party at xmas so are trying to find mugs to pay the bill owing now.

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

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Ok thanks will ignore and see what happens 

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