Jump to content


camelot01

British Gas/ Lowlifes

style="text-align:center;"> Please note that this topic has not had any new posts for the last 399 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

Today i have just received a letter from british gas and lowells about my old electritcy at my old address (renting 1 bed flat) dating 24/02/2012 to 28/11/2013.

 

The debt has been passed on to lowells and outstanding balance of £865.30

 

Since its along time ago i remember owing some money but completely forgot about it to be honest..the 865 quid has come as a bit of a shock. I have looked at my bank statements and made payments of 200 quid in that period to british gas.

 

Where do i go from here? Do i ask for a copy of the bills and breakdown of costs? Bury my head in the sand? Or just accept it and agree a repayment plan as i havent got a leg to stand on?

 

Any advice would be much appriecated.

Share this post


Link to post
Share on other sites

Who are lowells stated client?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

The british gas letter says the account has been transferred to lowell portfolio ltd on the 22/12/2017. British gas has sold the account to lowell

 

The lowell letter which came with the british gas letter of assignment says lowell portfolio has asked lowell financial ltd to manage your account.

 

The reason this has come about as last month lowell put a report on my credit file for the 865 quid and i contacted them to find out what the hell it was.

 

They then had my new address and sent this letter as i was worried about a backdoor ccj.

Share this post


Link to post
Share on other sites

did you receive a bill at the time?

did you notify them you were moving and give a forwarding address for the final bill.

 

If they failed to issue a bill then the back billing rules apply and you don t owe a penny.

 

Start off with a SAR to BG to get copies of whatever they sent at the time and if they say they dont have it then you say back billing rules apply and they had better remove the defaults from your credit reference agency files or risk being sued for huindreds, if not thousands.

 

get the info first as you can hit Lowlifes with the same

Share this post


Link to post
Share on other sites

Ok thanks.

 

Received no final bill or default letter from BG

probably due to not updating the address

Share this post


Link to post
Share on other sites

Lowell cant make it magically appear on you credit file

Only the OC can

Was it there before the Lowell entry?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

I have just found the british gas mark on my credit file on clear score and it says balance is zero. Is this because they sold the account.

 

On my noddle credit report there is no mentioned of the british gas account just the lowells account.

 

Thanks

Share this post


Link to post
Share on other sites

yes £0 = sold..

 

Defaulted date should be the same

What is it on the bg entry


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

The zero balance for british gas has no default date on clearscore im afraid 🤔. Clearscore never shows default dates for some reason only account open date and last updated.

 

On my noddle account the default date for lowlifes is 03/01/2015. As mentioned can not find british gas entry on noddle.

 

Thanks dx

Share this post


Link to post
Share on other sites

Nov 2013 last use ...what about last pay?

 

Sept 2015 defaulted date cannot be right!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Thats what i was thinking but thats what it says the default date under lowlifes marking.

 

Last pay was august 2013.

Share this post


Link to post
Share on other sites

I have sent the SAR request asking for all bills, payments , notice of default and meter readings.

Share this post


Link to post
Share on other sites
I have sent the SAR request asking for all bills, payments , notice of default and meter readings.

 

 

To BG yes??


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites
Yes

 

 

Awesome, wait 30 days....lets see what they fire back... :thumb:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

then that will negate the back billing rule unless it is their fault the address details werent updated.

 

 

Ok thanks.

 

Received no final bill or default letter from BG

probably due to not updating the address

Share this post


Link to post
Share on other sites

Never seen a dca do court for a util bill


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
Never seen a dca do court for a util bill

 

Times are hard since PAP was introduced...they will buy any old muck now :madgrin:


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...