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I have been checking my credit files mainly Noodle and Clearscore but have found out that I have a financial connection on my account to someone I have never heard of on my Clearscore account.

 

I sent in a dispute and realised that this is connected to Equifax. They did not answer my dispute when I informed them that I do not know the individual which is highlighted as connected to me and asked how he is on my account when he does not appear anywhere else. My response to this was a pdf of my credit file showing his name as a financial connection which I was already aware of.

 

Is there anyway I can get this removed as I have never heard of the person on my credit file?

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you ideally need to complain to the financial institution that registered the association..

 

rarely does complaining to the CRA provider get anywhere but blank faces...

credit file guide.pdf


please don't hit Quote...just type we know what we said earlier..

 

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Thank you for your reply however as it does not state who registered the association, how can I find out this information?

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try some of the other free providers

some do some don't

 

noddle etc.

 

have you got the Equifax report


please don't hit Quote...just type we know what we said earlier..

 

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The financial connection is on Clearscore which is run by Equifax but it is not on my Noodle report. How can this be on one report and not another?

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Because not all companies use all 3 agencies...

Go direct to Equifax and query it or thru Clearscore...

 

It will say who the source of the data is...


 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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I have queried this through Clearscore and I received a response from Equifax which was not even a proper response. I have messaged them again requesting a proper response.

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What was their response.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Problem is you have to get the person connected to sign and agree a disassociation entry....therefore you have to prove its Clearscores error.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Renegadeimp..equifax didn't actually send me a response. They just sent me a pdf of my credit file which i didn't ask for.

 

Andy..it is clearscores fault but how can i contact someone i dont know?

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You cant...as said its their error...they must correct it.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Go get a stat report from Equifax... Clearscore only display Equifax's information... It would be doubtful that Clearscore have associated you with another person...

Come back and let us know... I have also had this exact thing happen to a couple of family members. :)


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Although I have viewed my credit report, I have also now requested the stat report.

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