Jump to content


lloyds/tsb problems advice please


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1070 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all

 

Lloyds are a bunch of @@@@@@@@@@@

 

Early 2004 I had credit cards with Easymoney and Morethan … the card issuer was Lloyds

 

In 2006 Lloyds took both over reissuing their own cards.

DX100UK … can Lloyds offset any earlier PPI against the current debt?

 

I submitted SAR on 16 May for both and received a copy of one the agreements no mention of which dated 2004 and Lloyds statements for bothe Lloyds accounts 2006 and 2007 but nothing from 2004-2006.

 

they claim they only need to send last 6 years statements... ive sent a chaser on 21 Jube … so far nothing...

 

 

I had asked you to provide full account information over 40 days ago and so far have sent me statements for one account for 2006 and 2007 despite the account starting in 2004.

 

If I do not receive a full set of statements for both accounts by end of June I will submit a complaint to the Ombudsman and the FCA.

 

What else can I do?

 

thanks

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

If they said they only need to send 6 years, theyre wrong. They should send everything they have on y ou, no matter how long ago it was.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

you complaint to the ico not fos/fca.

 

you seem obsessed with the danger of offset..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

dx100uk

 

my obsession is with time...

 

i have a father i need to get into a care home before he dies in hospital ,,, suffering from Alzheimer … fighting an NHa system obsessed with process rather than wellbeing of my father ...

 

I have a wife who had difficulty walking further than ten feet before her legs give way...

 

two homes to try to stay on top of countless hospital visits...

 

my eyes need surgery and so i am not allowed to drive...

 

so i have little time

 

If any of my attempts to reclaim money lead to offset than time spent is wasted and best kept to a minimum

 

I truly am sorry about the rant but I just heard the NHS panel deferring decisions re my father...

 

back to the point ….

since Lloyds underwrote I assume both card issuers

- the debt I assume belong to them....

 

one more point ….

both new accounts were set up and balances transferred into them like balance transfers:

 

not sure about the legality of this I would have thought I should have been given the choice of settling the balance or accepting a balance transfer.

 

thoughts would be welcome

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Sounds like the old hsbc managed loan syndrome

Didnt know Lloyds did that too...

 

Off setting is very rare now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thanks dx100uk … really appreciate that!!

 

I will press further with these... I am thinking of actually phonimg them see if I can understand what their problem is - if one....

[sIGPIC][/sIGPIC]

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...