Jump to content


  • Tweets

  • Posts

    • What is the name of the window cleaning business? Have you taken photographs of the dirty windows et cetera?
    • i would suggest that you stick to researching on here only. use our search top right for say CTAX or liability order.   you seriously have some wild theories, but those are understandable.   as i have said, there won't be a court hearing you need nor would that help you at all nor are expected to attend, it's not like that, it's merely a rubberstamp exercise .   there is no right of forced entry for bailiffs collecting CTAX debts. the bailiff process is one of a letter which will be entitled Notice of enforcement, this gives you 7 days to pay the sum it outlines with an associated fee of £75 for it being sent. the 2nd step will be a visit, you have no legal remit to engage with them at all, i i would not do so under any circumstances, that visit will add a further £235 fee those are the only things a bailiff can do. the most they can charge is a total of £310.   police do not ever get involved in civil matters like CTAX debt. not sure where you ever got that idea from.   its saturday now so use the W/end wisely, get reading up HERE ONLY it might well pay you on monday to go RING the council CTAX dept and plead poverty etc etc. it might also pay you to find the email address or even better phone number of your local MP and get him involved. they can do wonders.   dx 
    • NPAP see here: VCS Spycar PCN PAPLOC now Claimform - no stopping - London Southend Airport ***Claim Dismissed*** - Page 7 - Private Land Parking Enforcement - Consumer Action Group
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available to me.   Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying.   let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? does the council then not send the police round? This is what I can't work out and worries me.   The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Please note that this topic has not had any new posts for the last 963 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi guys,

looking for some advice with what to do,

 

my husband has received a letter from the court

it’s a warrant of control, giving 7 days for payment, it’s a ccj he didn’t know about as it went to old address, his fault for not giving new address,

 

I was going to fill out the N245 form & send that but after he’s phoned them they said he needs to ring the solicitor to offer payment, it’s Restons,

he’s told them I deal with things like this & given authorisation for me to deal on his behalf,

he doesn’t understand or deal well with things like this,

 

they told him he can’t stop the bailiffs until he’s made an offer of payment,

I need to phone them but not sure what to do or say,

 

do I tell them I’m sending a N245?

Do I do this or just offer a monthly payment,

 

can’t afford a lot the debt is £4500,

is £50 a month to low,

 

he’s already got another ccj he pays,

another letter before claim plus other debts,

not sure what to do

 

Hope someone can help & thanks in advance for any replies

Edited by dx100uk
Spacing
Link to post
Share on other sites

Whats the CCJ for ?

 

Who is the claimant ?

 

Restons..... I would assume its a CCA regulated agreement .

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Unless someone beats me to it (as have to go out) then I think they can all be incorporated and just make a single payment.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

Yes I have read something about that, thanks

 

I’m just about to phone restons but still don’t know what to say,

not sure about sending an N245,

 

I really don’t want bailiffs turning up,

 

I know the rights with regards to not letting them in etc

but we live in a quiet little cul de sac & you can see & here everything

Edited by dx100uk
Spacing
Link to post
Share on other sites
Unless someone beats me to it (as have to go out) then I think they can all be incorporated and just make a single payment.

 

 

 

If you have other judgments or debts

 

If you have another judgment against you, you can arrange to pay all your debts to the court in a single weekly or monthly payment.

 

This will stop people taking action against you to get their money - for example by sending bailiffs to your home.

 

You can only do this if your total debts are under £5,000.

 

You’ll need to fill in the application for an administration order (N92).

 

https://www.gov.uk/options-for-paying-off-your-debts/administration-orders

 

 

https://www.gov.uk/county-court-judgments-ccj-for-debt/if-you-do-owe-the-money-pay-the-judgment

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites
Yes I have read something about that, thanks

I’m just about to phone restons but still don’t know what to say, not sure about sending an N245, I really don’t want bailiffs turning up, I know the rights with regards to not letting them in etc but we live in a quiet little cul de sac & you can see & here everything

 

Submit the N245......and suspend the WOC...send a copy to Restons...no need to ring them.

 

Thread moved to Financial Legal Issues Forum....

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites
Submit the N245......and suspend the WOC...send a copy to Restons...no need to ring them.

 

Thread moved to Financial Legal Issues Forum....

 

Andy

The court said to my husband he has to ring them to make offer of payment or the court/bailiffs want it in 4 instalments, husband has already phoned

Restons but told them I’m dealing with it for him, so no offer of payment made yet, I can’t get through to court but they told him to phone Restons?

Edited by Towerofterror
Link to post
Share on other sites

Might be worthy to ring northants bulk and ask for a copy of the claimform and the CCJ by email pdf too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

" The court said to my husband he has to ring them to make offer of payment "

 

Telephone receptionist are not trained or allowed to advise......just submit the N245 today to your local county court...email Restons a Copy if you wish although the court will send it to them anyway.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?406098-LEGAL-N245-Application-for-suspension-vary-an-order-**Correct-as-at-Feb-2017**

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Will the N245 stop the bailiffs

, letter says they will come if no offer/contact made by Monday 16th at 10am,

 

husband is worried court won’t accept a decent offer,

£75 would be the most really,

 

he had a breakdown & depression a while ago & im worried this might set something off again,

 

he said Restons said on the phone they will suspend bailiffs if an offer is made

Thanks

Edited by dx100uk
Spacing
Link to post
Share on other sites

Yes n245 will stop the bailiff

 

Its only a court bailiff anyway

Not your enemy

They are quite helpful in reality

 

Once you've done the n245 ring the bailiff and tell him

 

Imho £75 is far too much!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We haven’t got a number for the bailiff just the court number

we will offer less on the N245

 

husband wanted to offer £75 direct to Restons,

 

other thing is on the N245 there’s nowhere to add other debts he owes only court orders,

 

he’s not yet paying towards these but will probably have to soon but after outgoings it leaves a couple of hundred nearly spare but some of which will be going to other debts?

Edited by dx100uk
Quote/spacing
Link to post
Share on other sites

Imho just deal with this warrant for now

Start a new thread and list his other debts once this has been resolved

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well no point going ahead with the N245 now as husband has spoken to Restons earlier & agreed a payment plan,

£75 a month & they will suspend warrant,

 

he was stressing too much he said & the fact the N245 cost £50 was just adding more cost

 

I just hope Restons send confirmation in a letter & email that they’ve suspended the warrant like they said they would

Thanks for your help guys it’s much appreciated

Link to post
Share on other sites

Great shame really as much better to have an Order from the Court that as long as it is adhered to will prevent Restons doing much else. If on a low wage or certain Benefits then the fee may be waived in full or in part - see https://www.gov.uk/government/publications/apply-for-help-with-court-and-tribunal-fees for more details.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

I doubt retons will

wouldn't trust them as far as I could spit.

 

do the n245 for say £20 PCM then you've saved £50PCM [1st month pays the N245 fee]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

They’ve sent over the email with all details but no mention of suspended warrant although it states if you fail to keep up repayments they will refer it back to court for enforcement, he’s going to ring the court in a couple of days to check it’s suspended

Link to post
Share on other sites

no do the N245...

gives you protection then..

 

is this a tomlin/consent restons are going on about?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

redact the email

copy and paste it here

 

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Don’t know how to copy it on here I’m on phone or iPad, laptop isn’t working properly, the email they’ve sent is a headed letter same as you would get in the post & mentions nothing about tomlin or consent order (I’ve googled it) it just states what he agreed monthly cost wise & monthly date to be paid by each month then states if the payments are not kept up they will refer it back to court for enforcement & that they will possibly review in 6 months time, that’s pretty much it really

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...