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Since the age of 22 I have always had a Bank account, with loans and credit cards with miss sold PPI.

The problem that I have in 2003 I cleared all my debts and paid of all my loans and moved abroad.


Whilst abroad some trouble happened (third world country) and I needed to use the card for I think £3000 and bank account for £500.

I did intend to pay it back but stupidly didn't as I didn't return to the UK until 2007.


I checked my credit score and nothing had been registered.

This is now some 11 years later.


Now would there still be interest being added to these or would they freeze it.

would they have sold on the debt????.


I had some very expensive loans from my marriage and when I was single these were always all paid back.

It wasn't even a stupid mistake withdrawing the money and I don't regret it. a young local girl had broke her leg and the family did not have the money to have the operation to repair it, so it was going to be amputated and the money prevented this from happening.


So am I better off letting sleeping dogs lie or go for the PPI claims?

Edited by dx100uk
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go for the PPI.


List it all out here.

Send SARs to everyone

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debts will now be statute barred

but if they weren't sold on the and the oc still own them they might off set

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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