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Cap 1 PPI can they do this?

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Hello all,

Mods please move if in the wrong section?

 

About 8 years ago I had a Debt Relief order against me.

 

I've recently decided to contact all the financial companies I had dealings with and see if I was miss sold PPI any form?

 

I have had Barclays admit they mis sold PPI and compensate me £1075

Hsbc I've not had a reply from yet?

 

However capitol one have stated that they are making a redress payment to me of £ 60:45.

 

Today I got a letter from capitol one saying that they have refunded the full amount and that it was

Added to my account to reduce the debt owed to capitol one .....?

 

Can they do that?

 

I thought the debt was written off when I got a DRO ?

 

Any advice appreciated

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They are written off as in the cannot chase you for the outstanding balance but the debt is still there.

 

Yes they can

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Many thanks sgtbush for clearing that up

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