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A.Rocketblast

Statute barred debts and set-off

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Hi,

 

I had a good number of credit card debts - the usual suspects: virgin, mbna, cap1 etc. They all dropped off my credit report a couple of years ago, so I now have what Halifax describe as an A1 rating :D

 

I would like to remortgage.

 

Should I be worried about a bank or building society that has one of my old credit card accounts in the business group using some sort of set-off mechanism to recover some of the monies I never paid.

 

I'm thinking in particular about a deal I heard on the radio between Yorkshire (building society or bank - I can't remember) and Virgin. But am interested in the principes, too.

 

Thank you.


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no dead and buried and they were business debts?


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