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    • Indeed.  It's them that will have to take you to court if they ever want to see any money.  They know full well how difficult it is for the private parking companies to win residential cases,. 
    • The MO of these companies is not exactly sophisticated. Send the invoice. After X days send a reminder saying the amount is now £100. After X days send a final demand. After X days get a DCA to send a letter pretending the amount is now £170. After X days get a DCA to send another letter with another threat. After X days get a third-rate solicitor to send a letter with yet another threat. After X days send a Letter of Claim. Or some variant of the above. Ridicule them now if you want but they will just continue with their bi-monthly (or similar) letters. It only really makes sense to contact them after a Letter of Claim, which is the stage before court, to let them know that if they proceed you will be big trouble for them and will make a big hole in their wallet.
    • i know,  fantastic eh - Cost of repairs that did not need doing (why would you repair something that isnt broken) Also some new lies there.. two deliveries - they imply they fixed it and sent the car back - they didnt, they took it back and its up for sale!  Also have all evidence of emails, confirmation of calls via email, confirmation of calls resulting in them being abusive (so resulting to email)  
    • Defence has been Filed.   Acknowledgment of Service Claim number   Claimant       Defendant Motormart Ltd.   Defendant's full name if different from the name given on the claim form Mr shahid ahmed   Address to which documents about this claim should be sent     Personal Details     Additional contact details   Intention I intend to defend part of this claim   Signed I am the Defendant SHAHID 13/04/2024   Defence and Counterclaim Claim number   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence I DISPUTE PARTS OF THE CLAIM AS WE DID WHAT THEY EXPECTED US TO DO DELIVERED THE CAR THAT COSTED DELIVERY URGENTLY WANTED US TO PICK UP THE CAR AS THEY WERE NOT HAPPY WITH A FEW THINGS WHICH WE AGREED WITH THEM TO FIX WE PROMPTLY PICKED THE CAR UP STARTED THE WORK THE DAUGHTER OF MR X SAID SHE EMAILED US SAYING THEY HAVE CHANGED THERE MIND BUT WE DID NEVER EVER GET THIS EMAIL WE LOST MONEY ON TWO DELIVERIES AND THE COST OF REPAIRS THAT DID NOT NEED DOING WE ARE NOT REFUSING TO REFUND THE AMOUNT BUT WE ONLY ACCEPT £3000 AND NOT THE AMOUNT THE ARE ASKING   Signed I am the Defendant - I believe that the facts stated in this form are true SHAHID 13/04/2024  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Will banks accept a change of address to a PO box?

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Unfortunately I recently lost my job and will have to move back with family to weather the storm while I look for new employment.


I plan to rent a PO box with a private company (the address will actually start with "SUITE N") to retain privacy in case things go wrong and I start missing payments.


Will banks accept this new PO box address?


Thanks for your help!

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probably not. Ask them

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Thanks for the reply. If I ask them, I'm pretty sure they have been trained to refuse PO boxes, regardless of the consumer's actual rights. I have a half mind to hard-ball them and say it's a PO box or no address at all (let the soon-to-be-obsolete address rot).

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Why cant you use you really address?

Wh at do you think you need to 'protect' against?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Who do you owe money to. Dont hide from them. We can help you if youre worried about them harassing you. If they dont have your current address and you owe money, they could get a backdoor CCJ in the future, which will make things much more difficult for you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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PO boxes are not anonymous, the company who services the offices has to pass on your real details to anyone with a lawful reason for asking for it so all you would do is be wasting money on an ineffective mail service. Bettre off using your mums address as a c/o and if the bank ask why sya you are in between moving properties. they can live with that.

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